Here’s a series of videos you can use to get a better understanding of the products and services available to members
Learn how you can easily manage your benefits and savings plans with My Canada Life at Work. Sign in today at www.mycanadalifeatwork.com.
Description: This video uses footage of plan members and the My Canada Life at Work website to show how you can manage your benefits and savings plans.
Narrator: Managing your benefits and savings plans
Description: A young man stands in front a desktop computer in his home office.
Narrator: is easy with My Canada Life at Work.
Description: Cut to the My Canada Life at Work dashboard displayed on a desktop computer screen.
Narrator: Let’s take a look at your benefits.
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Make a claim” button.
Narrator: You can submit a claim online in minutes
Description: The “Make a claim” page is shown. The plan member selects the claim type and a previous service provider.
Narrator: Just give us your claim details
Description: The member answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged.
Narrator: and take a picture of your receipt with your phone.
Description: Cut back to the man sitting at his desk, holding a receipt and taking a picture with his phone.
Narrator: Or attach a document.
Description: Cut to the “Make a claim” page. The “Add documents” button is clicked and the receipt image is uploaded. “Continue” is selected.
Narrator: Have your claim payments deposited directly into your bank account
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: And be notified when your claims have been processed.
Description: Cut to the man sitting at the kitchen table, eating a bowl of cereal while browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Canada Life notice of assessment.”
Narrator: You can also review your coverage and how much you have left.
Description: The "Coverage and balances" page is shown under the “Benefits” menu. The member selects “Health” then a coverage type. The used and remaining balances are displayed.
Narrator: Looking for a health care provider near you?
Description: Cut to a woman shaking hands with her dentist.
Narrator: You can do that here too.
Description: The screen splits in two. The dentist is shown speaking on the left. On the right, the "Find a provider" page is shown.
Narrator: Plus you can view, save and print your benefits cards.
Description: “Info centre” then “For benefits” are selected to show the member’s benefits card. The “Save as image” and “Print card” buttons are highlighted.
Narrator: Now let’s look at your savings.
Description: A middle aged couple review their financial plan on a laptop in their kitchen.
Narrator: Start with your total balance, including contributions, withdrawals, and growth.
Description: The “Savings overview” section of the My Canada Life at Work dashboard is shown. The “Summary” is highlighted as the total balance and contributions count in.
Narrator: Set a retirement goal
Description: The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: and check if you’re on track to getting there.
Description: The “Retirement plan calculator” opens. Each step is completed to reach the estimated result.
Narrator: When your life or goals change,
Description: Cut to life events: a new mother holds her baby in a hospital room, a couple exchange rings during a wedding ceremony and a middle-aged man carries a moving box into his new home.
Narrator: you can update your plan,
Description: The man sits at a table, typing on his laptop.
Narrator: including your contributions and investments.
Description: The “Contributions” page is shown. “Edit amount” is clicked and a contribution amount is entered. The member selects “Save.”
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: With My Canada Life at Work, you can get what you need anywhere, at home or on the go.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com | Group Benefits: 1-800-957-9777 | Group Retirement Services: 1-800-724-3402
Description: This video uses footage of plan members and the My Canada Life at Work website to show how you can manage your benefits and savings plans.
Narrator: Managing your benefits and savings plans
Description: A young man stands in front a desktop computer in his home office.
Narrator: is easy with My Canada Life at Work.
Description: Cut to the My Canada Life at Work dashboard displayed on a desktop computer screen.
Narrator: Let’s take a look at your benefits.
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Make a claim” button.
Narrator: You can submit a claim online in minutes
Description: The “Make a claim” page is shown. The plan member selects the claim type and a previous service provider.
Narrator: Just give us your claim details
Description: The member answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged.
Narrator: and take a picture of your receipt with your phone.
Description: Cut back to the man sitting at his desk, holding a receipt and taking a picture with his phone.
Narrator: Or attach a document.
Description: Cut to the “Make a claim” page. The “Add documents” button is clicked and the receipt image is uploaded. “Continue” is selected.
Narrator: Have your claim payments deposited directly into your bank account
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: And be notified when your claims have been processed.
Description: Cut to the man sitting at the kitchen table, eating a bowl of cereal while browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Canada Life notice of assessment.”
Narrator: You can also review your coverage and how much you have left.
Description: The "Coverage and balances" page is shown under the “Benefits” menu. The member selects “Health” then a coverage type. The used and remaining balances are displayed.
Narrator: Looking for a health care provider near you?
Description: Cut to a woman shaking hands with her dentist.
Narrator: You can do that here too.
Description: The screen splits in two. The dentist is shown speaking on the left. On the right, the "Find a provider" page is shown.
Narrator: Plus you can view, save and print your benefits cards.
Description: “Info centre” then “For benefits” are selected to show the member’s benefits card. The “Save as image” and “Print card” buttons are highlighted.
Narrator: Now let’s look at your savings.
Description: A middle aged couple review their financial plan on a laptop in their kitchen.
Narrator: Start with your total balance, including contributions, withdrawals, and growth.
Description: The “Savings overview” section of the My Canada Life at Work dashboard is shown. The “Summary” is highlighted as the total balance and contributions count in.
Narrator: Set a retirement goal
Description: The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: and check if you’re on track to getting there.
Description: The “Retirement plan calculator” opens. Each step is completed to reach the estimated result.
Narrator: When your life or goals change,
Description: Cut to life events: a new mother holds her baby in a hospital room, a couple exchange rings during a wedding ceremony and a middle-aged man carries a moving box into his new home.
Narrator: you can update your plan,
Description: The man sits at a table, typing on his laptop.
Narrator: including your contributions and investments.
Description: The “Contributions” page is shown. “Edit amount” is clicked and a contribution amount is entered. The member selects “Save.”
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: With My Canada Life at Work, you can get what you need anywhere, at home or on the go.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com | Group Benefits: 1-800-957-9777 | Group Retirement Services: 1-800-724-3402
Learn how you can easily manage your savings plans with My Canada Life at Work. Sign in today at www.mycanadalifeatwork.com.
Description: This video uses footage of plan members and the My Canada Life at Work website to show how you can manage your savings plans.
Narrator: Managing your savings plans is easy with My Canada Life at Work.
Description: A middle aged couple review their financial plan on a laptop in their kitchen.
Narrator: Start with your total balance, including contributions, withdrawals, and growth.
Description: The “Savings overview” section of the My Canada Life at Work dashboard is shown. The “Summary” is highlighted as the total balance and contributions count in.
Narrator: Set a retirement goal
Description: The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: and check if you’re on track to getting there.
Description: The “Retirement plan calculator” opens. Each step is completed to reach the estimated result.
Narrator: When your life or goals change,
Description: Cut to life events: a new mother holds her baby in a hospital room, a couple exchange rings during a wedding ceremony and a middle-aged man carries a moving box into his new home.
Narrator: you can update your plan,
Description: The man sits at a table, typing on his laptop.
Narrator: including your contributions and investments.
Description: The “Contributions” page is shown. “Edit amount” is clicked and a contribution amount is entered. The member selects “Save.”
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: My Canada Life at Work is the convenient way to plan for your future.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Description: This video uses footage of plan members and the My Canada Life at Work website to show how you can manage your savings plans.
Narrator: Managing your savings plans is easy with My Canada Life at Work.
Description: A middle aged couple review their financial plan on a laptop in their kitchen.
Narrator: Start with your total balance, including contributions, withdrawals, and growth.
Description: The “Savings overview” section of the My Canada Life at Work dashboard is shown. The “Summary” is highlighted as the total balance and contributions count in.
Narrator: Set a retirement goal
Description: The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: and check if you’re on track to getting there.
Description: The “Retirement plan calculator” opens. Each step is completed to reach the estimated result.
Narrator: When your life or goals change,
Description: Cut to life events: a new mother holds her baby in a hospital room, a couple exchange rings during a wedding ceremony and a middle-aged man carries a moving box into his new home.
Narrator: you can update your plan,
Description: The man sits at a table, typing on his laptop.
Narrator: including your contributions and investments.
Description: The “Contributions” page is shown. “Edit amount” is clicked and a contribution amount is entered. The member selects “Save.”
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: My Canada Life at Work is the convenient way to plan for your future.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Get step-by-step instructions on how to register for your savings plans with My Canada Life at Work. Get started at www.mycanadalifeatwork.com.
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your savings plans.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page
of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Savings” to manage your savings plans.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Savings” section.
Narrator: Enter your plan or policy and certificate numbers you received from your plan administrator, then choose “Next.”
Description: The numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Now enter your first and last name as they appear in your statement.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can connect with us about making the most of your group plan and reaching your financial and well-being goals.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your savings plans.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appears with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your savings plans.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page
of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Savings” to manage your savings plans.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Savings” section.
Narrator: Enter your plan or policy and certificate numbers you received from your plan administrator, then choose “Next.”
Description: The numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Now enter your first and last name as they appear in your statement.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can connect with us about making the most of your group plan and reaching your financial and well-being goals.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your savings plans.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appears with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Learn how you can easily manage your benefits plan with My Canada Life at Work. Sign in today at www.mycanadalifeatwork.com.
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how you can manage your benefits plan.
Narrator: Managing your benefits plan
Description: A young man stands in front a desktop computer in his home office.
Narrator: is easy with My Canada Life at Work.
Description: Cut to the My Canada Life at Work dashboard displayed on a desktop computer screen.
Narrator: You can submit a claim online in minutes.
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Make a claim” button. The “Make a claim” page is shown. The plan member selects the claim type and a previous service provider.
Narrator: Just give us your claim details
Description: The member answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged.
Narrator: and take a picture of your receipt with your phone.
Description: Cut back to the man sitting at his desk, holding a receipt and taking a picture with his phone.
Narrator: Or attach a document.
Description: Cut to the “Make a claim” page. The “Add documents” button is clicked and the receipt image is uploaded. “Continue” is selected.
Narrator: Have your claim payments deposited directly into your bank account
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: And be notified when your claims have been processed.
Description: Cut to the man sitting at the kitchen table, eating a bowl of cereal while browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Canada Life notice of assessment.”
Narrator: You can also review your coverage and how much you have left.
Description: The "Coverage and balances" page is shown under the “Benefits” menu. The member selects “Health” then a coverage type. The used and remaining balances are displayed.
Narrator: Looking for a health care provider near you?
Description: Cut to a woman shaking hands with her dentist.
Narrator: You can do that here too.
Description: The screen splits in two. The dentist is shown speaking on the left. On the right, the "Find a provider" page is shown.
Narrator: Plus you can view, save and print your benefits cards.
Description: “Info centre” then “For benefits” are selected to show the member’s benefits card. The “Save as image” and “Print card” buttons are highlighted.
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: My Canada Life at Work is the convenient way to manage your benefits.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how you can manage your benefits plan.
Narrator: Managing your benefits plan
Description: A young man stands in front a desktop computer in his home office.
Narrator: is easy with My Canada Life at Work.
Description: Cut to the My Canada Life at Work dashboard displayed on a desktop computer screen.
Narrator: You can submit a claim online in minutes.
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Make a claim” button. The “Make a claim” page is shown. The plan member selects the claim type and a previous service provider.
Narrator: Just give us your claim details
Description: The member answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged.
Narrator: and take a picture of your receipt with your phone.
Description: Cut back to the man sitting at his desk, holding a receipt and taking a picture with his phone.
Narrator: Or attach a document.
Description: Cut to the “Make a claim” page. The “Add documents” button is clicked and the receipt image is uploaded. “Continue” is selected.
Narrator: Have your claim payments deposited directly into your bank account
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: And be notified when your claims have been processed.
Description: Cut to the man sitting at the kitchen table, eating a bowl of cereal while browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Canada Life notice of assessment.”
Narrator: You can also review your coverage and how much you have left.
Description: The "Coverage and balances" page is shown under the “Benefits” menu. The member selects “Health” then a coverage type. The used and remaining balances are displayed.
Narrator: Looking for a health care provider near you?
Description: Cut to a woman shaking hands with her dentist.
Narrator: You can do that here too.
Description: The screen splits in two. The dentist is shown speaking on the left. On the right, the "Find a provider" page is shown.
Narrator: Plus you can view, save and print your benefits cards.
Description: “Info centre” then “For benefits” are selected to show the member’s benefits card. The “Save as image” and “Print card” buttons are highlighted.
Narrator: And remember to make the most of your plan by checking back often for information and personalized offers.
Description: The “Resources” menu is highlighted then “Options for you” is clicked. The “Options for you” page is shown with three offers.
Narrator: My Canada Life at Work is the convenient way to manage your benefits.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a desktop computer and phone.
Narrator: Go to mycanadalifeatwork.com to sign in today.
Description: Words “Go to mycanadalifeatwork.com to sign in today.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Get step-by-step instructions on how to register for your benefits and savings plans with My Canada Life at Work. Get started at www.mycanadalifeatwork.com.
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your group benefits and savings plan.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page
of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Both” to manage your benefits and savings plans.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Both” section.
Narrator: Enter your plan or policy number and member or certificate number for at least one of your plans. You should have received these numbers from your plan administrator. Now choose “Next.”
Description: Numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Enter your first and last name as they appear in your enrolment package or on your statement.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can also stay connected with us about ways to use your group plan and improve your financial, physical and mental well-being.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your benefits and savings plans.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appear with the Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com | Group Benefits: 1-800-957-9777 | Group Retirement Services: 1-800-724-3402
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your group benefits and savings plan.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page
of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Both” to manage your benefits and savings plans.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Both” section.
Narrator: Enter your plan or policy number and member or certificate number for at least one of your plans. You should have received these numbers from your plan administrator. Now choose “Next.”
Description: Numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Enter your first and last name as they appear in your enrolment package or on your statement.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can also stay connected with us about ways to use your group plan and improve your financial, physical and mental well-being.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your benefits and savings plans.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appear with the Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com | Group Benefits: 1-800-957-9777 | Group Retirement Services: 1-800-724-3402
Get step-by-step instructions on how to register for My Canada Life at Work. Get started at www.mycanadalifeatwork.com.
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your benefits.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Benefits” to manage your health and dental plan.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Benefits” section.
Narrator: Enter your plan and member numbers you received from your plan administrator, then choose “Next.”
Description: The plan number and member numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Now enter your first and last name as they appear in your enrolment package.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can also stay connected with us about ways to use your group plan and improve your physical and mental well-being.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your benefits plan.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appears with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how to register for your benefits.
Narrator: Registering for My Canada Life at Work takes just a few minutes.
Description: A man sits on a couch while typing on his laptop in the living room.
Narrator: Go to mycanadalifeatwork.com
Description: Cut to the “Sign in” page of the My Canada Life at Work website displayed on a laptop screen.
Narrator: And click “Register.”
Description: The camera zooms into the screen as a cursor enters the frame and selects the “Register” button.
Narrator: Then select “Benefits” to manage your health and dental plan.
Description: The “Register” page is shown and the “Select” button is clicked underneath the “Benefits” section.
Narrator: Enter your plan and member numbers you received from your plan administrator, then choose “Next.”
Description: The plan number and member numbers are entered in the form fields. The “Next” button is clicked.
Narrator: Now enter your first and last name as they appear in your enrolment package.
Description: The “Account registration” page is shown. A progress bar with “Step 1 of 5” appears. The member’s first and last name are entered in the “Personal information” section.
Narrator: Next, you’ll add your personal email address and a password you’ll always use to sign in.
Description: Under “Sign in details,” the member’s email address and password are entered. They confirm their password then click “Register.”
Narrator: We’ll email you to make sure we got it right.
Description: Cut back to the man in his living room, browsing on his phone. A notification enters the frame with a mail icon that reads: “New message” and “Welcome to Canada Life.”
Narrator: After you confirm, you can sign in and complete your account setup.
Description: Cut to a confirmation page. The member signs in using their email address and password. They click “Sign in.”
Narrator: So we can verify your identity, enter a few more of your personal details, then click “Next.”
Description: The page returns to the account registration process. “Step 3 of 5” is displayed. The member scrolls down to the “Verify your identity” section and enters their birthdate, first name, last name and postal code. The “Next” button is clicked.
Narrator: Here you can let us know if we can use your social insurance number for our records.
Description: The progress bar advances to “Step 4 of 5.” The member clicks the check box to consent to using their social insurance number for tax reporting.
Narrator: You can also stay connected with us about ways to use your group plan and improve your physical and mental well-being.
Description: The cursor clicks a second check box to agree to promotions and marketing materials from Canada Life. The “Next” button is clicked.
Narrator: Finally, to keep your account extra safe, you can use two-step verification.
Description: The progress bar advances to “Step 5 of 5.” The member is prompted to turn on two-step verification. A radio button beside “Yes” is clicked.
Narrator: If you do, we’ll send you a five-digit code every time you sign in or change your password.
Description: The camera zooms out to display the page on a laptop. A phone enters the frame with a new notification: “New message from Canada Life.”
Narrator: That’s it.
Description: The My Canada Life at Work dashboard appears on the laptop and phone.
Narrator: Now you’re ready to use My Canada Life at Work for your benefits plan.
Description: Cut back to the man in his living room, smiling as he uses his phone to navigate the website.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appears with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Find out how to submit a claim and review your benefits with My Canada Life at Work. Get started at www.mycanadalifeatwork.com.
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how you can use your benefits plan.
Narrator: With My Canada Life at Work, it’s easy to submit a claim and review your benefits.
Description: A young woman sits in front of a laptop in her kitchen.
Narrator: First, sign in to mycanadalifeatwork.com
Description: Cut to the “Sign in” page of the My Canada Life at Work website displayed on a laptop screen. The camera zooms into the screen as the plan number’s email and password are entered in the form fields. A cursor enters the frame and the “Sign in” button is clicked.
Narrator: and click “Make a claim.”
Description: The dashboard is shown. The cursor selects the “Make a claim” button. The “Make a claim” page is shown then the “Start online claim” button is clicked.
Narrator: For most health, dental, vision and drug claims, you can use our fast-track process.
Description: The plan member selects the claim type, a previous service provider then answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged. A receipt is attached then “Continue” is selected.
Narrator: For other claims,
Description: Cut back to the “Make a claim” page. The “Start other claim” button is clicked. The “Other claims” page is shown and the “Find claim form” button is selected.
Narrator: you’ll need to download and complete a form,
Description: A modal window opens and a wellness account claim form appears. The plan member’s information is entered into the form.
Narrator: then submit it electronically along with your receipts and supporting documents.
Description: Return to the “Other claims” page. The form is attached and two checkboxes are selected to confirm all documents are added. The “Submit” button is clicked.
Narrator: Once we’ve processed your claim,
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: we’ll let you know by email or text.
Description: Cut to the woman sitting on her bed with a laptop in front of her. A notification enters the frame that reads: “SMS” and “New message from Canada Life.” She grabs her phone out of frame to check the message.
Narrator: If you’d like to review your benefits coverage, select “Benefits,” then “Coverage and balances.”
Description: Cut back to the dashboard. The cursor clicks “Benefits” in the main menu then "Coverage and balances."
Narrator: Here you can see a plan summary.
Description: The member selects “Health.” A summary of health benefits is shown, including the deductible, payable information, plan maximum and frequency.
Narrator: Select “Balances” to see how much coverage you’ve used and how much you have left.
Description: The “Balances” tab is clicked then a coverage type. The used and remaining balances are displayed.
Narrator: Manage your benefits quickly and easily with My Canada Life at Work.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a laptop and phone.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Description: This video uses footage of a plan member and the My Canada Life at Work website to show how you can use your benefits plan.
Narrator: With My Canada Life at Work, it’s easy to submit a claim and review your benefits.
Description: A young woman sits in front of a laptop in her kitchen.
Narrator: First, sign in to mycanadalifeatwork.com
Description: Cut to the “Sign in” page of the My Canada Life at Work website displayed on a laptop screen. The camera zooms into the screen as the plan number’s email and password are entered in the form fields. A cursor enters the frame and the “Sign in” button is clicked.
Narrator: and click “Make a claim.”
Description: The dashboard is shown. The cursor selects the “Make a claim” button. The “Make a claim” page is shown then the “Start online claim” button is clicked.
Narrator: For most health, dental, vision and drug claims, you can use our fast-track process.
Description: The plan member selects the claim type, a previous service provider then answers a list of “Yes” or “No” medical questions. They then enter the expense details: date and type of service, length of visit and amount charged. A receipt is attached then “Continue” is selected.
Narrator: For other claims,
Description: Cut back to the “Make a claim” page. The “Start other claim” button is clicked. The “Other claims” page is shown and the “Find claim form” button is selected.
Narrator: you’ll need to download and complete a form,
Description: A modal window opens and a wellness account claim form appears. The plan member’s information is entered into the form.
Narrator: then submit it electronically along with your receipts and supporting documents.
Description: Return to the “Other claims” page. The form is attached and two checkboxes are selected to confirm all documents are added. The “Submit” button is clicked.
Narrator: Once we’ve processed your claim,
Description: The claim summary appears with a “Claim successfully submitted” confirmation.
Narrator: we’ll let you know by email or text.
Description: Cut to the woman sitting on her bed with a laptop in front of her. A notification enters the frame that reads: “SMS” and “New message from Canada Life.” She grabs her phone out of frame to check the message.
Narrator: If you’d like to review your benefits coverage, select “Benefits,” then “Coverage and balances.”
Description: Cut back to the dashboard. The cursor clicks “Benefits” in the main menu then "Coverage and balances."
Narrator: Here you can see a plan summary.
Description: The member selects “Health.” A summary of health benefits is shown, including the deductible, payable information, plan maximum and frequency.
Narrator: Select “Balances” to see how much coverage you’ve used and how much you have left.
Description: The “Balances” tab is clicked then a coverage type. The used and remaining balances are displayed.
Narrator: Manage your benefits quickly and easily with My Canada Life at Work.
Description: The camera zooms out to display the My Canada Life at Work dashboard on a laptop and phone.
Narrator: Go to mycanadalifeatwork.com to get started.
Description: Words “Go to mycanadalifeatwork.com to get started.” appear with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-957-9777
Let us show you how our health risk assessment can help you start improving your health today and living your best life tomorrow.
Description: A mother is falling asleep while watching TV. Her son walks in the room.
Narrator: Take a moment to think about all the things you could do tomorrow,
Description: She gets up and walks him to bed, out of frame.
Narrator: if you’re healthier than today.
Description: It is morning.
Narrator: Like keeping up with your loved ones.
Description: The son runs into kitchen, ahead of mom. She is tired.
Narrator: Achieving career goals by being at your best every day.
Description: Mom grabs her bag, ready for work.
Narrator: Checking items off your bucket list.
Description: Cut to the next day, the two are doing yoga in their backyard. She loses balance.
Narrator: While taking the first steps to improving your health can be tough, our health risk assessment can help.
Description: Cut to Health Connected website.
Narrator: Start by creating your personalized health profile.
Description: Her “Health risk” and “Heatlh skill score” are calculated. Score is 65/100.
Narrator: Build your step-by-step plan to being healthier.
Description: Cut to mom making a healthy meal. Score raises to 75/100.
Narrator: Then track your progress day-by-day.
Description: Cut to mom running in a park. Score raises to 85/100.
Narrator: Get help from digital health coaches when you need it.
Description: She sits down to take a rest and receives a notification from coach: “Great job!
Narrator: There’s no cost, and it’s completely confidential.
Description: Cut to mom and son watching TV together.
Narrator: The health risk assessment is part of your benefits plan.
Description: Cut to the two doing yoga. Poses are perfect.
Narrator: Start improving your health today. And start living your best life tomorrow.
Description: Fade to “Sign in to mycanadalifeatwork.com to get started.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Description: A mother is falling asleep while watching TV. Her son walks in the room.
Narrator: Take a moment to think about all the things you could do tomorrow,
Description: She gets up and walks him to bed, out of frame.
Narrator: if you’re healthier than today.
Description: It is morning.
Narrator: Like keeping up with your loved ones.
Description: The son runs into kitchen, ahead of mom. She is tired.
Narrator: Achieving career goals by being at your best every day.
Description: Mom grabs her bag, ready for work.
Narrator: Checking items off your bucket list.
Description: Cut to the next day, the two are doing yoga in their backyard. She loses balance.
Narrator: While taking the first steps to improving your health can be tough, our health risk assessment can help.
Description: Cut to Health Connected website.
Narrator: Start by creating your personalized health profile.
Description: Her “Health risk” and “Heatlh skill score” are calculated. Score is 65/100.
Narrator: Build your step-by-step plan to being healthier.
Description: Cut to mom making a healthy meal. Score raises to 75/100.
Narrator: Then track your progress day-by-day.
Description: Cut to mom running in a park. Score raises to 85/100.
Narrator: Get help from digital health coaches when you need it.
Description: She sits down to take a rest and receives a notification from coach: “Great job!
Narrator: There’s no cost, and it’s completely confidential.
Description: Cut to mom and son watching TV together.
Narrator: The health risk assessment is part of your benefits plan.
Description: Cut to the two doing yoga. Poses are perfect.
Narrator: Start improving your health today. And start living your best life tomorrow.
Description: Fade to “Sign in to mycanadalifeatwork.com to get started.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Enrolling employees in group benefits is easier than ever. Enter a few details about them and they’ll do the rest online!
Narrator: Enrolling your employees in group benefits is easy with Canada Life member self serve-enrolment
Description: A group of three plan administrators sit at laptops in an office. They smile as they type.
Narrator: You start by giving us some employee and policy details.
Description: Cut to view of one administrator’s laptop, he fills out an employee's personal details on the invitation form then hits "Continue." A success message appears: “An invitation to enrol will be sent to the employee.”
Narrator: Then we’ll send a text or email inviting them to enrol.
Description: Cut to two employees, on break at a construction site each with phone in hand. They both receive email notifications to enrol.
Narrator: Employees do the rest on their mobile device
Description: Cut to view of one employee’s phone, he scrolls to view the enrolment welcome page.
Narrator: or desktop
Description: The frame splits in two, another employee sits at her desk in an open office, with her laptop open. She starts the enrolment process.
Narrator: Our intuitive website makes enrolling a breeze.
Description: Cut to view of office employee’s laptop, she reviews her personal details.
Narrator: It takes just a few minutes.
Description: Cut to an employee on lunch at the back of a store, with phone in hand.
Narrator: Employees only see questions relevant to them.
Description: Cut to view of employee’s phone. She adds her husband and son as dependents and presses “Next.”
Narrator: They can add beneficiaries
Description: She continues to add her husband and son as beneficiaries and presses “Next.”
Narrator: and get a digital benefits card.
Description: A success message appears: “You’re enrolled.” The employee clicks the “Benefits card” button below the message. Her digital benefits card appears.
Narrator: Everything’s simple and easy to use.
Description: Cut back to plan administrator on laptop.
Narrator: Like tracking completion on the dashboard
Description: Cut to view of laptop, all employee enrolment activity is shown. One employee has an “Expired” status. The administrator clicks the "Resend invite" button.
Narrator: and sending reminders.
Description: Cut to an employee working from his kitchen at home. He receives an email notification to enrol.
Narrator: No more managing and filing paper enrolment forms.
Description: Cut back to administrators laptop view, the employee’s status changes to "Complete."
Narrator: Get started with member self-serve enrolment today in GroupNet™ for plan administration.
Description: Cut back to the plan administrators, they look up, smile and two of them high five in celebration.
Narrator: Questions? Contact your Canada Life group representative.
Description: Text “Questions? Contact your Canada Life group representative.” appears with Canada Life logo, legal lines and contact information: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com If you have technical questions or need help navigating the website, contact the GroupNet Help Desk at 1-800-665-2648.
Narrator: Enrolling your employees in group benefits is easy with Canada Life member self serve-enrolment
Description: A group of three plan administrators sit at laptops in an office. They smile as they type.
Narrator: You start by giving us some employee and policy details.
Description: Cut to view of one administrator’s laptop, he fills out an employee's personal details on the invitation form then hits "Continue." A success message appears: “An invitation to enrol will be sent to the employee.”
Narrator: Then we’ll send a text or email inviting them to enrol.
Description: Cut to two employees, on break at a construction site each with phone in hand. They both receive email notifications to enrol.
Narrator: Employees do the rest on their mobile device
Description: Cut to view of one employee’s phone, he scrolls to view the enrolment welcome page.
Narrator: or desktop
Description: The frame splits in two, another employee sits at her desk in an open office, with her laptop open. She starts the enrolment process.
Narrator: Our intuitive website makes enrolling a breeze.
Description: Cut to view of office employee’s laptop, she reviews her personal details.
Narrator: It takes just a few minutes.
Description: Cut to an employee on lunch at the back of a store, with phone in hand.
Narrator: Employees only see questions relevant to them.
Description: Cut to view of employee’s phone. She adds her husband and son as dependents and presses “Next.”
Narrator: They can add beneficiaries
Description: She continues to add her husband and son as beneficiaries and presses “Next.”
Narrator: and get a digital benefits card.
Description: A success message appears: “You’re enrolled.” The employee clicks the “Benefits card” button below the message. Her digital benefits card appears.
Narrator: Everything’s simple and easy to use.
Description: Cut back to plan administrator on laptop.
Narrator: Like tracking completion on the dashboard
Description: Cut to view of laptop, all employee enrolment activity is shown. One employee has an “Expired” status. The administrator clicks the "Resend invite" button.
Narrator: and sending reminders.
Description: Cut to an employee working from his kitchen at home. He receives an email notification to enrol.
Narrator: No more managing and filing paper enrolment forms.
Description: Cut back to administrators laptop view, the employee’s status changes to "Complete."
Narrator: Get started with member self-serve enrolment today in GroupNet™ for plan administration.
Description: Cut back to the plan administrators, they look up, smile and two of them high five in celebration.
Narrator: Questions? Contact your Canada Life group representative.
Description: Text “Questions? Contact your Canada Life group representative.” appears with Canada Life logo, legal lines and contact information: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com If you have technical questions or need help navigating the website, contact the GroupNet Help Desk at 1-800-665-2648.
Learn a few ways to save on drug costs, like choosing generic over brand name drugs.
Narrator: You may be wondering why we encourage our members to choose generic drugs.
Description: Jean stands in her bathroom looking at an empty pill bottle.
Narrator: Generic drugs can cost up to 20% less than the brand name version.
Description: The pill bottle enters into frame; text appears beside that reads “20%” less.
Narrator: Brand name drugs are more expensive because it costs drug companies a lot to develop new products.
Description: Cut to a beaker on a table, money falls in from above. The beaker fills with liquid.
Narrator: Once a new drug is developed, the company can obtain a patent - the exclusive right to make and sell it for a certain period of time.
Description: An eyedropper samples the liquid and transforms into a pill. The pill, along with others falls into a lock. The lock is secured.
Narrator: When the patent expires, other companies can produce generic versions.
Description: Time passes. The lock opens, and generic drugs are produced.
Narrator: Since generic manufacturers don’t need to invest as much in research and development, their prices can be much lower.
Description: The beaker returns, less money falls in. The beaker fills with less liquid.
Narrator: Generic drugs can be just as effective as the brand name version.
Description: Cut to two pill bottles that look the same. An equal sign falls in between.
Narrator: To have Health Canada approval, a generic drug must include the same quality medicinal ingredients as the brand name version.
Description: A maple leaf flies by as s checkmark appears. Text beside reads “Same ingredients, same quality.”
Narrator: The drug also has to be absorbed by the body the same way.
Description: Text continues: “Same requirements.”
Narrator: Non-active ingredients like fillers or colouring can be different. But they can’t change the drug’s effectiveness.
Description: A line of test tubes appear. They fill with different coloured liquids.
Narrator: Sometimes, both manufacturers buy ingredients from the same suppliers.
Description: One test tube is removed, the liquid pours equally into two beakers.
Narrator: Another way to cut the cost of your prescription is by shopping around.
Description: Cut to view of city, location pins appear above.
Narrator: Pharmacies have different dispensing fees, mark-ups and other costs. Find the pharmacy that gives you the most affordable option.
Description: Location pins morph into different costs. The most affordable is highlighted.
Narrator: You can also request a three-month supply of your medications, rather than one month at a time. This way you’ll only pay one dispensing fee instead of three.
Description: One pill bottle returns, joined by two others. Each bottle has their own fee. A line connects the three and the fee is shared.
Narrator: These are all ways you can save money
Description: Return to Jean at the pharmacy, refilling her prescription.
Narrator: and help keep your company’s drug plan affordable for everyone.
Description: Fade to “Go to mycanadalifeatwork.com to sign in today.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Narrator: You may be wondering why we encourage our members to choose generic drugs.
Description: Jean stands in her bathroom looking at an empty pill bottle.
Narrator: Generic drugs can cost up to 20% less than the brand name version.
Description: The pill bottle enters into frame; text appears beside that reads “20%” less.
Narrator: Brand name drugs are more expensive because it costs drug companies a lot to develop new products.
Description: Cut to a beaker on a table, money falls in from above. The beaker fills with liquid.
Narrator: Once a new drug is developed, the company can obtain a patent - the exclusive right to make and sell it for a certain period of time.
Description: An eyedropper samples the liquid and transforms into a pill. The pill, along with others falls into a lock. The lock is secured.
Narrator: When the patent expires, other companies can produce generic versions.
Description: Time passes. The lock opens, and generic drugs are produced.
Narrator: Since generic manufacturers don’t need to invest as much in research and development, their prices can be much lower.
Description: The beaker returns, less money falls in. The beaker fills with less liquid.
Narrator: Generic drugs can be just as effective as the brand name version.
Description: Cut to two pill bottles that look the same. An equal sign falls in between.
Narrator: To have Health Canada approval, a generic drug must include the same quality medicinal ingredients as the brand name version.
Description: A maple leaf flies by as s checkmark appears. Text beside reads “Same ingredients, same quality.”
Narrator: The drug also has to be absorbed by the body the same way.
Description: Text continues: “Same requirements.”
Narrator: Non-active ingredients like fillers or colouring can be different. But they can’t change the drug’s effectiveness.
Description: A line of test tubes appear. They fill with different coloured liquids.
Narrator: Sometimes, both manufacturers buy ingredients from the same suppliers.
Description: One test tube is removed, the liquid pours equally into two beakers.
Narrator: Another way to cut the cost of your prescription is by shopping around.
Description: Cut to view of city, location pins appear above.
Narrator: Pharmacies have different dispensing fees, mark-ups and other costs. Find the pharmacy that gives you the most affordable option.
Description: Location pins morph into different costs. The most affordable is highlighted.
Narrator: You can also request a three-month supply of your medications, rather than one month at a time. This way you’ll only pay one dispensing fee instead of three.
Description: One pill bottle returns, joined by two others. Each bottle has their own fee. A line connects the three and the fee is shared.
Narrator: These are all ways you can save money
Description: Return to Jean at the pharmacy, refilling her prescription.
Narrator: and help keep your company’s drug plan affordable for everyone.
Description: Fade to “Go to mycanadalifeatwork.com to sign in today.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
As Canadians, we enjoy access to provincial health care but some services may not be covered. This is where your group benefits plan comes in.
Narrator: In Canada, there are two kinds of benefits plans that can help you and your family afford the health care you need.
Description: Phil and Jean stand with their two children.
Narrator: One is your provincial health care plan.
Description: Cut to map of Canada with health plus signs floating from each province.
Narrator: The other is your employer’s group benefits plan, which often covers many things your provincial health care doesn’t.
Description: One plus sign floats up and a shield is drawn around, representing benefits coverage.
Narrator: Your provincial plan may not provide full coverage for medication for high blood pressure, diabetes or other serious illnesses.
Description: A pill bottle enters into frame, joined by two more. Text appears beside: “High blood pressure, diabetes or other serious illnesses.
Narrator: Then there’s dental and other health services like massage or physiotherapy, that may not be covered either.
Description: Cut to icons of a dentist, massage therapist and physiotherapist. Phil’s hands enter frame, holding a phone and using the My Canada Life at Work app.
Narrator: Without your Canada Life benefits plan, money to pay for all those things might have to come out of your own pocket.
Description: Cut to a wallet. The wallet opens.
Narrator: And it could add up to hundreds or thousands of dollars every year.
Description: Text that reads $100 comes from the wallet. A comma and 0 are added to read $1,000.
Narrator: With Canada Life group benefits,
Description: Phil’s hand and phone return. The My Canada Life at Work coverage screen is shown.
Narrator: you know we’re here to help when you and your loved ones need it most.
Description: Cut to Phil and his daughter in living room. The daughter has a toothache.
Narrator: Whatever life throws at you, we have you
Description: Cut to dentist’s office. Phil holds his daughter’s hand and shows the My Canada Life at Work app on his phone to the receptionist.
Narrator: and your family covered.
Description: Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Narrator: In Canada, there are two kinds of benefits plans that can help you and your family afford the health care you need.
Description: Phil and Jean stand with their two children.
Narrator: One is your provincial health care plan.
Description: Cut to map of Canada with health plus signs floating from each province.
Narrator: The other is your employer’s group benefits plan, which often covers many things your provincial health care doesn’t.
Description: One plus sign floats up and a shield is drawn around, representing benefits coverage.
Narrator: Your provincial plan may not provide full coverage for medication for high blood pressure, diabetes or other serious illnesses.
Description: A pill bottle enters into frame, joined by two more. Text appears beside: “High blood pressure, diabetes or other serious illnesses.
Narrator: Then there’s dental and other health services like massage or physiotherapy, that may not be covered either.
Description: Cut to icons of a dentist, massage therapist and physiotherapist. Phil’s hands enter frame, holding a phone and using the My Canada Life at Work app.
Narrator: Without your Canada Life benefits plan, money to pay for all those things might have to come out of your own pocket.
Description: Cut to a wallet. The wallet opens.
Narrator: And it could add up to hundreds or thousands of dollars every year.
Description: Text that reads $100 comes from the wallet. A comma and 0 are added to read $1,000.
Narrator: With Canada Life group benefits,
Description: Phil’s hand and phone return. The My Canada Life at Work coverage screen is shown.
Narrator: you know we’re here to help when you and your loved ones need it most.
Description: Cut to Phil and his daughter in living room. The daughter has a toothache.
Narrator: Whatever life throws at you, we have you
Description: Cut to dentist’s office. Phil holds his daughter’s hand and shows the My Canada Life at Work app on his phone to the receptionist.
Narrator: and your family covered.
Description: Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Find out how a budget can help you track your income, spending and saving. Your net worth can help you make sure you’re progressing to meet your goals. Visit www.canlife.co/wellbeing to create your own budget and calculate your net worth.
Description: This video combines footage of Canadians with illustrated graphics to explain how a budget and your net worth can help you plan for the future.
Narrator: One way you can make the most of every dollar is to create a budget.
Description: A young couple sits at their kitchen table reviewing their finances. A laptop sits between them.
Narrator: It helps you track all your monthly income, spending and saving.
Description: Cut to a wider shot of the couple.
Narrator: It can help you separate the things you need to pay for – groceries, taxes and a place to live
Description: Text “Things you need to pay for” appears, followed by illustrations: a bag of food for groceries, a paper with a percentage sign for taxes and a house for a place to live.
Narrator: From the things you’d like to buy – a new vehicle, restaurant meal or dream vacation.
Description: The frame divides in half. Text “Things you’d like to buy” appears, followed by illustrations: a set of keys for a new vehicle, a plate and silverware for a restaurant meal and a tropical drink for a dream vacation.
Narrator: By creating a budget and sticking to it
Description: Cut to a document with monthly expenses and costs listed.
Narrator: You can set yourself a weekly spending allowance
Description: Text “Weekly spending allowance” appears with an illustration of a bill.
Narrator: Allot money to important goals,
Description: Text “Important goals” appears with an illustration of an airplane.
Narrator: see your progress
Description: Text “See your progress” appears with an illustration of a financial statement.
Narrator: and stay motivated to achieve them.
Description: Text “Stay motivated” appears with an illustration of a thumbs up.
Narrator: And create an emergency fund to handle an unexpected cash crunch.
Description: An illustration of a piggy bank appears with a list of emergency expenses: “Car repairs,” “Medical expense,” “Short-term injury” and “Home repairs.”
Narrator: You can also see where you can save money now, so you can spend it later.
Description: Cut to a woman walking with her suitcase on a European vacation.
Narrator: Using a budget is a great way to help grow your net worth
Description: Text “What you own -
What you owe = Net worth” appears.
Narrator: which is a snapshot of how much money you’d be worth if you sold everything you own and paid off all your debts.
Description: The frame divides into two lists, “What you own” and “What you owe.”
Narrator: Comparing your net worth every year can show you how well you’re doing.
Description: Cut to a line graph of net worth that increases from “Present” to “Future.”
Narrator: The money you save today can help you feel more confident about your future.
Description: Cut to a young woman meditating in a yoga class.
Narrator: To learn more about budgeting and creating your own, visit canlife.co/wellbeing.
Description: Text “To learn more about budgeting and creating your own, visit canlife.co/wellbeing” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Description: This video combines footage of Canadians with illustrated graphics to explain how a budget and your net worth can help you plan for the future.
Narrator: One way you can make the most of every dollar is to create a budget.
Description: A young couple sits at their kitchen table reviewing their finances. A laptop sits between them.
Narrator: It helps you track all your monthly income, spending and saving.
Description: Cut to a wider shot of the couple.
Narrator: It can help you separate the things you need to pay for – groceries, taxes and a place to live
Description: Text “Things you need to pay for” appears, followed by illustrations: a bag of food for groceries, a paper with a percentage sign for taxes and a house for a place to live.
Narrator: From the things you’d like to buy – a new vehicle, restaurant meal or dream vacation.
Description: The frame divides in half. Text “Things you’d like to buy” appears, followed by illustrations: a set of keys for a new vehicle, a plate and silverware for a restaurant meal and a tropical drink for a dream vacation.
Narrator: By creating a budget and sticking to it
Description: Cut to a document with monthly expenses and costs listed.
Narrator: You can set yourself a weekly spending allowance
Description: Text “Weekly spending allowance” appears with an illustration of a bill.
Narrator: Allot money to important goals,
Description: Text “Important goals” appears with an illustration of an airplane.
Narrator: see your progress
Description: Text “See your progress” appears with an illustration of a financial statement.
Narrator: and stay motivated to achieve them.
Description: Text “Stay motivated” appears with an illustration of a thumbs up.
Narrator: And create an emergency fund to handle an unexpected cash crunch.
Description: An illustration of a piggy bank appears with a list of emergency expenses: “Car repairs,” “Medical expense,” “Short-term injury” and “Home repairs.”
Narrator: You can also see where you can save money now, so you can spend it later.
Description: Cut to a woman walking with her suitcase on a European vacation.
Narrator: Using a budget is a great way to help grow your net worth
Description: Text “What you own -
What you owe = Net worth” appears.
Narrator: which is a snapshot of how much money you’d be worth if you sold everything you own and paid off all your debts.
Description: The frame divides into two lists, “What you own” and “What you owe.”
Narrator: Comparing your net worth every year can show you how well you’re doing.
Description: Cut to a line graph of net worth that increases from “Present” to “Future.”
Narrator: The money you save today can help you feel more confident about your future.
Description: Cut to a young woman meditating in a yoga class.
Narrator: To learn more about budgeting and creating your own, visit canlife.co/wellbeing.
Description: Text “To learn more about budgeting and creating your own, visit canlife.co/wellbeing” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Learn how to save more money for your retirement by earning return on your contributions.
Description: Tamira sits on her patio and opens her laptop.
Narrator: When it comes to saving
Description: Cut to view of laptop.
Narrator: Your contributions aren’t the only way your investments can grow.
Description: She reviews her group retirement and savings plan. The balance, contributions and growth are shown.
Narrator: You can also count on the returns on those contributions.
Description: Camera pans up to reveal a few bills of money as an initial contribution.
Narrator: Both your contributions and any earnings get reinvested.
Description: Camera zooms out. An arrow connects the bills to an investment graphic.
Narrator: Then anything you earn on that money is reinvested.
Description: A larger grouping of bills is connected to a second investment graphic.
Narrator: And anything you earn on that money is reinvested.
Description: A pile of money is connected. The pile is connected to the contribution. All graphics create a cycle.
Narrator: You’re making earnings on your earnings.
Description: Camera pans back to the initial bills shown. There is now a larger pile of money.
Narrator: This pattern is called compounding.
Description: The word “Compounding” appears onscreen.
Narrator: If you contribute to your savings monthly,
Description: Cut to bar graph showing yearly contributions over 5 years.
Narrator: watch how a 5% annual return on your investment
Description: 5% of earnings is added on top of each yearly contribution.
Narrator: will grow over 10, 15, 20 years and so on.
Description: Camera zooms out to as the graph extends to show contributions over 20 years.
Narrator: With compounding, you make so much more.
Description: 5% of earnings is added on top of each contribution from 6 to 20 years.
Narrator: The longer your money is invested, the more you earn over time.
Description: Camera pans to show total earnings of $203,729 over 20 years as a large number. Small text appears underneath: “$500 monthly with 5% annual earnings.”
Narrator: The key is to start saving early and maintain a long-term focus.
Description: The total moves over to the left side of the frame.
Narrator: An extra five years of saving and earning can make a big difference
Description: On the right, total earnings of $294,060 over 25 years is compared.
Narrator: So start investing now through your group retirement and savings plan.
Description: Cut to Tamira 5 years later, sitting on the patio of a coffee shop, looking at her phone.
Narrator: Make regular contributions and avoid taking money out.
Description: She receives a notification from her banking application that $500 has been sent to her savings plan.
Narrator: Then watch compounding help your money grow
Description: Cut to close up of her phone. Her overall investment growth is shown on a line graph.
Narrator: It’s an easy and powerful way to save for your future.
Description: Cut back to Tamira, talking to her partner on the patio.
Description: Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Description: Tamira sits on her patio and opens her laptop.
Narrator: When it comes to saving
Description: Cut to view of laptop.
Narrator: Your contributions aren’t the only way your investments can grow.
Description: She reviews her group retirement and savings plan. The balance, contributions and growth are shown.
Narrator: You can also count on the returns on those contributions.
Description: Camera pans up to reveal a few bills of money as an initial contribution.
Narrator: Both your contributions and any earnings get reinvested.
Description: Camera zooms out. An arrow connects the bills to an investment graphic.
Narrator: Then anything you earn on that money is reinvested.
Description: A larger grouping of bills is connected to a second investment graphic.
Narrator: And anything you earn on that money is reinvested.
Description: A pile of money is connected. The pile is connected to the contribution. All graphics create a cycle.
Narrator: You’re making earnings on your earnings.
Description: Camera pans back to the initial bills shown. There is now a larger pile of money.
Narrator: This pattern is called compounding.
Description: The word “Compounding” appears onscreen.
Narrator: If you contribute to your savings monthly,
Description: Cut to bar graph showing yearly contributions over 5 years.
Narrator: watch how a 5% annual return on your investment
Description: 5% of earnings is added on top of each yearly contribution.
Narrator: will grow over 10, 15, 20 years and so on.
Description: Camera zooms out to as the graph extends to show contributions over 20 years.
Narrator: With compounding, you make so much more.
Description: 5% of earnings is added on top of each contribution from 6 to 20 years.
Narrator: The longer your money is invested, the more you earn over time.
Description: Camera pans to show total earnings of $203,729 over 20 years as a large number. Small text appears underneath: “$500 monthly with 5% annual earnings.”
Narrator: The key is to start saving early and maintain a long-term focus.
Description: The total moves over to the left side of the frame.
Narrator: An extra five years of saving and earning can make a big difference
Description: On the right, total earnings of $294,060 over 25 years is compared.
Narrator: So start investing now through your group retirement and savings plan.
Description: Cut to Tamira 5 years later, sitting on the patio of a coffee shop, looking at her phone.
Narrator: Make regular contributions and avoid taking money out.
Description: She receives a notification from her banking application that $500 has been sent to her savings plan.
Narrator: Then watch compounding help your money grow
Description: Cut to close up of her phone. Her overall investment growth is shown on a line graph.
Narrator: It’s an easy and powerful way to save for your future.
Description: Cut back to Tamira, talking to her partner on the patio.
Description: Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
All investments have risk, just some more than others. Manage your exposure by diversifying your investments across different levels of risk within your plan.
Description: Braelynn walks into her kitchen with a bag full of groceries. She sets them down on the counter.
Narrator: What kind of investor are you? Adventurous. Cautious. In between.
Description: She opens her cupboard and places three types of hot sauce on the shelf: hot, mild then medium in between.
Narrator: These are just some ways to express your comfort with investment risk.
Description: Camera zooms in on sauces.
Narrator: All investments have risk, some more than others.
Description: Cut to Braelynn, she stands and thinks.Narrator: One way to reduce risk is through diversification.
Description: “Diversification” appears onscreen.Narrator: That means spreading your money around in various investments.
Description: Cut to three pie graphs with investment graphics, each display a meter underneath to indicate a “Lower” or “Higher” amount of risk. Each graph is set to a low or medium level of risk.
Narrator: That way, if the market changes for one investment, you have other investments to keep you balanced.
Description: The investment in the middle becomes smaller and the risk level increases. The other two investments adjust to a lower risk to accommodate.
Narrator: If you think diversifying your investments is complicated, it doesn’t have to be.
Description: Camera pans down to reveal a large question mark, investments fall behind.
Narrator: This is where an asset allocation fund comes in.Description: A pie graph of an asset allocation fund appears. Investment graphics surround the graph
Narrator: An asset allocation fund automatically spreads your money amongst several funds, so they help manage risk.
Description: A dollar sign appears in the middle of the asset allocation fund. All investment graphics flip to show dollar signs.Narrator: You can choose from two different types of asset allocation funds.
Description: Cut to two squares with text in each: “Target date funds” and “Target risk funds”. A cursor enters the frame and clicks on “Target date funds.”
Narrator: Target date funds are based on the year you expect to retire.
Description: A pie graph appears, labelled “Target date funds” with a counter below. The counter rolls to 2050.
Narrator: Target risk funds are based on your comfort with risk.
Description: Five pie graphs appear, labelled “Target risk funds.” A meter appears below to indicate a “Lower” or “Higher” amount of risk.
The graphs are arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.”
Narrator: Not sure how comfortable you are with risk?Description: Cut to large question mark.
Narrator: Our investment personality questionnaire can help you figure that out.
Description: Cut to view of hands holding a tablet. The investment personality questionnaire is displayed.
Narrator: Now you can have a diversified investment portfolio that fits your needs and helps you reach your savings goals.
Description: Return to Braelynn in her kitchen, using the medium hot sauce to make dinner.Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line:Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Description: Braelynn walks into her kitchen with a bag full of groceries. She sets them down on the counter.
Narrator: What kind of investor are you? Adventurous. Cautious. In between.
Description: She opens her cupboard and places three types of hot sauce on the shelf: hot, mild then medium in between.
Narrator: These are just some ways to express your comfort with investment risk.
Description: Camera zooms in on sauces.
Narrator: All investments have risk, some more than others.
Description: Cut to Braelynn, she stands and thinks.Narrator: One way to reduce risk is through diversification.
Description: “Diversification” appears onscreen.Narrator: That means spreading your money around in various investments.
Description: Cut to three pie graphs with investment graphics, each display a meter underneath to indicate a “Lower” or “Higher” amount of risk. Each graph is set to a low or medium level of risk.
Narrator: That way, if the market changes for one investment, you have other investments to keep you balanced.
Description: The investment in the middle becomes smaller and the risk level increases. The other two investments adjust to a lower risk to accommodate.
Narrator: If you think diversifying your investments is complicated, it doesn’t have to be.
Description: Camera pans down to reveal a large question mark, investments fall behind.
Narrator: This is where an asset allocation fund comes in.Description: A pie graph of an asset allocation fund appears. Investment graphics surround the graph
Narrator: An asset allocation fund automatically spreads your money amongst several funds, so they help manage risk.
Description: A dollar sign appears in the middle of the asset allocation fund. All investment graphics flip to show dollar signs.Narrator: You can choose from two different types of asset allocation funds.
Description: Cut to two squares with text in each: “Target date funds” and “Target risk funds”. A cursor enters the frame and clicks on “Target date funds.”
Narrator: Target date funds are based on the year you expect to retire.
Description: A pie graph appears, labelled “Target date funds” with a counter below. The counter rolls to 2050.
Narrator: Target risk funds are based on your comfort with risk.
Description: Five pie graphs appear, labelled “Target risk funds.” A meter appears below to indicate a “Lower” or “Higher” amount of risk.
The graphs are arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.”
Narrator: Not sure how comfortable you are with risk?Description: Cut to large question mark.
Narrator: Our investment personality questionnaire can help you figure that out.
Description: Cut to view of hands holding a tablet. The investment personality questionnaire is displayed.
Narrator: Now you can have a diversified investment portfolio that fits your needs and helps you reach your savings goals.
Description: Return to Braelynn in her kitchen, using the medium hot sauce to make dinner.Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line:Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Learn how health and wealth consultants can help you enrol in your group plan, understand and take advantage of the features of your plan, set and reach wellness goals and explore the options that are right for you.
Narrator: In an automated world where interactions can feel like transactions and one size fits all solutions make you feel like a number.
At Canada Life we know it isn't your net worth that makes you worthy, and that your dreams are as unique as you are, that's why our plans include access to personalized advice. Our team of health and wealth consultants are licensed professionals here to help you unlock the potential of your plan, and make it easier for you to reach your goals. They're here for every step of your journey from enrollment to retirement. For the things you can plan for and for the things you can't. Health and wealth consultants can help you enrol in your group plan, understand and take advantage of the features of your plan, set and reach wellness goals, and explore the options that are right for you. No matter where you are, by phone or video call our health and wealth consultants are here to help. Book an appointment online to get started. Real people, real connections, real solutions. Canada Life.
Narrator: In an automated world where interactions can feel like transactions and one size fits all solutions make you feel like a number.
At Canada Life we know it isn't your net worth that makes you worthy, and that your dreams are as unique as you are, that's why our plans include access to personalized advice. Our team of health and wealth consultants are licensed professionals here to help you unlock the potential of your plan, and make it easier for you to reach your goals. They're here for every step of your journey from enrollment to retirement. For the things you can plan for and for the things you can't. Health and wealth consultants can help you enrol in your group plan, understand and take advantage of the features of your plan, set and reach wellness goals, and explore the options that are right for you. No matter where you are, by phone or video call our health and wealth consultants are here to help. Book an appointment online to get started. Real people, real connections, real solutions. Canada Life.
Learn different ways to help you grow your group savings plan faster. Get started at www.mycanadalifeatwork.com
Description: This video combines footage and illustrated graphics to show how to make the most of your group savings plan.
Narrator: With Canada Life, there are lots of ways you can make the most of your group savings plan.
Description: A young woman plants flowers in her front yard.
Narrator: Start by setting a retirement goal.
Description: Cut to the My Canada Life at Work dashboard. The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: Find out how much you’ll need to retire,
Description: The “Retirement plan calculator” opens and “Continue” is clicked.
Narrator: then track your progress. You can always update your goal as your life changes.
Description: The “Savings overview” section is shown and the “Update my goal” button is highlighted.
Narrator: Next, contribute as much as you can, when you can
Description: A vault enters the frame filled with coins.
Narrator: and take advantage of employer matching if it’s available.
Description: The vault is labelled “Individual plan.” A second vault enters the frame labelled “Group plan.”
Narrator: You can also transfer money from your individual investments to your group savings plan.
Description: Coins move into the group plan vault. A legal line appears: *If your plan allows. Check with your financial institution to see if any fees apply.
Narrator: Because it offers more competitive fees than individual savings plans.
Description: Large graphic “4%” and “3%” enter the frame. 4% is labelled with “Individual plan fees” and 3% with “Group plan fees.”
Narrator: Even 1% can make a big difference.
Description: A large “1%” appears.
Narrator: For example, over 25 years, $25,000 in your group savings plan saves over $14,000 more.
Description: The camera pans to reveal a bar graph showing $25,000 in an individual plan and $25,000 in a group plan. A bracket appears beside the group plan, showing a difference of $14,301.46. A legal line appears: *Assumes no further contributions for ease of calculation, interest on the initial investment compounded annually. Based on a 25-year investment at a group plan rate of return (which includes fees) of 4% and an individual savings rate of return (which includes fees) of 3%.
Narrator: As you progress, you can always increase your contributions through pre-authorized payments or online banking.
Description: The “Contributions” page on My Canada Life at Work is shown. “Edit amount” is clicked and the contribution amount is highlighted. A legal line appears: *If your plan allows.
Narrator: You can also take advantage of services like KOHO,
Description: The Koho and Canada Life logos enter the frame with a plus sign in-between.
Narrator: a no-fee, prepaid, reloadable credit card and app that gives you real-time insights and control over your spending – with added contribution and top-up options.
Description: The Koho credit card appears on the left side of the frame. A list of features animates on the right.
Narrator: If something unexpected happens, our credit counselling partners can help too.
Description: The Credit Counselling Society and Solve Your Debts.com logos are shown.
Narrator: And of course, you can reach out to our Canada Life member guides
Description: Cut to a member guide wearing a headset while typing on her computer.
Narrator: Who can assess your financial needs
Description: She smiles and nods her head.
Narrator: and help you make the most of your group savings plan.
Description: Return to the young woman watering a garden full of flowers.
Narrator: Visit mycanadalifeatwork.com to get started.
Description: Text “Visit mycanadalifeatwork.com to get started.” appears with the Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Description: This video combines footage and illustrated graphics to show how to make the most of your group savings plan.
Narrator: With Canada Life, there are lots of ways you can make the most of your group savings plan.
Description: A young woman plants flowers in her front yard.
Narrator: Start by setting a retirement goal.
Description: Cut to the My Canada Life at Work dashboard. The camera pans to the “Retirement goals” section. “Set my goal” is clicked.
Narrator: Find out how much you’ll need to retire,
Description: The “Retirement plan calculator” opens and “Continue” is clicked.
Narrator: then track your progress. You can always update your goal as your life changes.
Description: The “Savings overview” section is shown and the “Update my goal” button is highlighted.
Narrator: Next, contribute as much as you can, when you can
Description: A vault enters the frame filled with coins.
Narrator: and take advantage of employer matching if it’s available.
Description: The vault is labelled “Individual plan.” A second vault enters the frame labelled “Group plan.”
Narrator: You can also transfer money from your individual investments to your group savings plan.
Description: Coins move into the group plan vault. A legal line appears: *If your plan allows. Check with your financial institution to see if any fees apply.
Narrator: Because it offers more competitive fees than individual savings plans.
Description: Large graphic “4%” and “3%” enter the frame. 4% is labelled with “Individual plan fees” and 3% with “Group plan fees.”
Narrator: Even 1% can make a big difference.
Description: A large “1%” appears.
Narrator: For example, over 25 years, $25,000 in your group savings plan saves over $14,000 more.
Description: The camera pans to reveal a bar graph showing $25,000 in an individual plan and $25,000 in a group plan. A bracket appears beside the group plan, showing a difference of $14,301.46. A legal line appears: *Assumes no further contributions for ease of calculation, interest on the initial investment compounded annually. Based on a 25-year investment at a group plan rate of return (which includes fees) of 4% and an individual savings rate of return (which includes fees) of 3%.
Narrator: As you progress, you can always increase your contributions through pre-authorized payments or online banking.
Description: The “Contributions” page on My Canada Life at Work is shown. “Edit amount” is clicked and the contribution amount is highlighted. A legal line appears: *If your plan allows.
Narrator: You can also take advantage of services like KOHO,
Description: The Koho and Canada Life logos enter the frame with a plus sign in-between.
Narrator: a no-fee, prepaid, reloadable credit card and app that gives you real-time insights and control over your spending – with added contribution and top-up options.
Description: The Koho credit card appears on the left side of the frame. A list of features animates on the right.
Narrator: If something unexpected happens, our credit counselling partners can help too.
Description: The Credit Counselling Society and Solve Your Debts.com logos are shown.
Narrator: And of course, you can reach out to our Canada Life member guides
Description: Cut to a member guide wearing a headset while typing on her computer.
Narrator: Who can assess your financial needs
Description: She smiles and nods her head.
Narrator: and help you make the most of your group savings plan.
Description: Return to the young woman watering a garden full of flowers.
Narrator: Visit mycanadalifeatwork.com to get started.
Description: Text “Visit mycanadalifeatwork.com to get started.” appears with the Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402
Your RRSP is made for retirement. Try to find other ways in an emergency or to pay down debt.
Narrator: Sometimes emergency expenses pop up. Or you have debt you want to pay down.
Description: Gabriel is parked on the side of the road. He opens the roof of his station wagon. Smoke comes out.
Narrator: You might look at the money in your registered retirement savings plan (RRSP) as a way to take care of it.
Description: Text “Registered retirement savings plan” appears onscreen and shortens to “RRSP.” The RRSP is contained to a box.
Narrator: But, there are lots of reasons why you shouldn’t.
Description: The box fades and falls out of frame.
Narrator: Taking money out of your RRSP now means you'll have less money when you retire.
Description: A pie chart appears with a dollar sign. The dollar sign gets smaller as money is taken out.
Narrator: You'll miss out on the compound interest –
Description: Cut to a bar graph, a small amount of money is invested. Compound interest is added on top.
Narrator: That’s the snowball effect of earning interest on your initial investment, and then interest on your interest. It really adds up.
Description: The same amount of money is invested, and more interest is accumulated on top of the compounded interest. This pattern continues.
Narrator: Taking out $10,000 at age 37 could mean $51,000 less for your retirement.
Description: Cut to two stacks of money, one represents “Present day,” the other “Retirement.” Money is removed from the present stack, resulting in less money in the future stack. Legal line appears: Assumes retirement at age 65 and 6% interest rate.
Narrator: And then there’s taxes.
Description: Cut to a piece of paper with percentage sign.
Narrator: When you take money out of your RRSP, your financial institution withholds some of your money to pay the income tax on the withdrawal.
Description: Return to pie chart with dollar sign. The dollar sign gets smaller. Money withdrawn is morphs into dollar bill with a down arrow. A bank illustration appears.
Narrator: In some provinces, this can be up to 30%.
Description: Cut to map of Canada with text that reads 30% above.
Narrator: Then when you file your income taxes, you'll also have to claim the money you took out as income that year.
Description: Return to piece of paper with percentage sign. A coin represents income and morphs to a bill.
Narrator: Depending on your tax bracket, you may have to pay more in taxes than what was originally withheld.
Description: The bill transforms into three brackets. The first is filled in and labelled 15%, the second 20.5% and the third 26%. Legal line appears: Source: Canada Revenue Agency, Federal tax rates, provincial and territorial tax rates may also apply. For further information visit canada.ca.
Narrator: So, when you take money out of your RRSP early, you could lose more than you might think.
Description: Frame zooms out to view Gabriel’s phone and hands.
Narrator: Instead, leave your money invested and watch your savings grow.
Description: His hand swipes to reveal GRS Access “Plans” screen with RRSP fund.
Narrator: And if an expense pops up, or you want to pay down some debt, you can often find other ways to do it.
Description: He swipes again to reveal phone call interface. A call is made.
Narrator: Try to get in touch with your financial advisor, accountant or tax advisor,
Description: Return to Gabriel, talking on his phone and leaning on station wagon.
Narrator: or a credit counsellor for advice.
Description: Fade to “Visit canlife.co/impactofwithdrawals to see how early withdrawals could impact you.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Narrator: Sometimes emergency expenses pop up. Or you have debt you want to pay down.
Description: Gabriel is parked on the side of the road. He opens the roof of his station wagon. Smoke comes out.
Narrator: You might look at the money in your registered retirement savings plan (RRSP) as a way to take care of it.
Description: Text “Registered retirement savings plan” appears onscreen and shortens to “RRSP.” The RRSP is contained to a box.
Narrator: But, there are lots of reasons why you shouldn’t.
Description: The box fades and falls out of frame.
Narrator: Taking money out of your RRSP now means you'll have less money when you retire.
Description: A pie chart appears with a dollar sign. The dollar sign gets smaller as money is taken out.
Narrator: You'll miss out on the compound interest –
Description: Cut to a bar graph, a small amount of money is invested. Compound interest is added on top.
Narrator: That’s the snowball effect of earning interest on your initial investment, and then interest on your interest. It really adds up.
Description: The same amount of money is invested, and more interest is accumulated on top of the compounded interest. This pattern continues.
Narrator: Taking out $10,000 at age 37 could mean $51,000 less for your retirement.
Description: Cut to two stacks of money, one represents “Present day,” the other “Retirement.” Money is removed from the present stack, resulting in less money in the future stack. Legal line appears: Assumes retirement at age 65 and 6% interest rate.
Narrator: And then there’s taxes.
Description: Cut to a piece of paper with percentage sign.
Narrator: When you take money out of your RRSP, your financial institution withholds some of your money to pay the income tax on the withdrawal.
Description: Return to pie chart with dollar sign. The dollar sign gets smaller. Money withdrawn is morphs into dollar bill with a down arrow. A bank illustration appears.
Narrator: In some provinces, this can be up to 30%.
Description: Cut to map of Canada with text that reads 30% above.
Narrator: Then when you file your income taxes, you'll also have to claim the money you took out as income that year.
Description: Return to piece of paper with percentage sign. A coin represents income and morphs to a bill.
Narrator: Depending on your tax bracket, you may have to pay more in taxes than what was originally withheld.
Description: The bill transforms into three brackets. The first is filled in and labelled 15%, the second 20.5% and the third 26%. Legal line appears: Source: Canada Revenue Agency, Federal tax rates, provincial and territorial tax rates may also apply. For further information visit canada.ca.
Narrator: So, when you take money out of your RRSP early, you could lose more than you might think.
Description: Frame zooms out to view Gabriel’s phone and hands.
Narrator: Instead, leave your money invested and watch your savings grow.
Description: His hand swipes to reveal GRS Access “Plans” screen with RRSP fund.
Narrator: And if an expense pops up, or you want to pay down some debt, you can often find other ways to do it.
Description: He swipes again to reveal phone call interface. A call is made.
Narrator: Try to get in touch with your financial advisor, accountant or tax advisor,
Description: Return to Gabriel, talking on his phone and leaning on station wagon.
Narrator: or a credit counsellor for advice.
Description: Fade to “Visit canlife.co/impactofwithdrawals to see how early withdrawals could impact you.” with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Learn how rising prices affect your buying power when choosing your investments.
Description: This video uses animated graphics to show how inflation can affect the future performance of your investments.Narrator: Let’s talk about inflation
Description: Words “Let’s talk about inflation” appear onscreen.
Narrator: and why it impacts how you invest.
Description: “Inflation” remains onscreen and the words “impacts how you invest.” are added.
Narrator: Inflation is a term economists use to describe rising prices for goods and services.
Description: A line drawing of an open hand with a coin floating above appears.
Narrator: You know, things you buy every day,
Description: The coin starts to fall and the hand closes. The coin lands on the hand and the thumb pops up to flip the coin into the air.
Narrator: like groceries, gasoline, restaurant meals and clothing.
Description: The camera pans up to follow the coin. It lands in the middle of the frame. Illustrated graphics appear: a paper bag of food representing groceries, gas pump for gasoline, plate with fork and knife for restaurant meals and t-shirt on a hanger for clothing.
Narrator: As prices rise,
Description: The coin moves upward again, and the camera follows with an upward arrow.
Narrator: if your income doesn’t keep up,
Description: The coin slows in the air and the arrow curves and exits to the right of the frame, representing a declining investment.
Narrator: eventually, your buying power may go down.
Description: The coin lands on a line and continues to bounce to a stack of coins.
Narrator: When it comes to investing,
Description: It lands and spins on the top of the stack.
Narrator: and especially to the money you’re putting away for retirement, inflation is important.
Description: The coin rolls off the stack and bounces out of frame.
Narrator: Even with modest inflation, in 10,
Description: Words “in 10 years” appear onscreen. The illustrated graphics of groceries, gasoline, restaurant meals and clothing return.
Narrator: 20 or 30 years, the things you need to buy in retirement may be a lot more expensive than they are today.
Description: The number “10” counts up to “20” then “30.” As the number increases, dollar signs appear beside each graphic.
Narrator: So plan ahead.
Description: Words “Plan ahead” appear onscreen.
Narrator: Choose diversified investments to help counter inflation.
Description: The frame divides, an illustrated pie graph appears on the left and a bulleted list enters the frame on the right. The first bullet reads “Choose diversified investments.”
Narrator: Monitor your investments,
Description: On the left, an illustrated magnifying glass with an exclamation point appears. A second bullet that reads “Monitor your investments” is added to the list.
Narrator: and increase your contributions when you can.
Description: An illustrated stock graphic appears on the left. A third bullet that reads “Increase contributions” is added to the list.
Narrator: Planning for inflation today will help preserve your spending power for tomorrow.
Description: The line drawing of the open hand and coin returns. The coin falls and the hand catches it on the index finger.
Fade to Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402.”
Description: This video uses animated graphics to show how inflation can affect the future performance of your investments.Narrator: Let’s talk about inflation
Description: Words “Let’s talk about inflation” appear onscreen.
Narrator: and why it impacts how you invest.
Description: “Inflation” remains onscreen and the words “impacts how you invest.” are added.
Narrator: Inflation is a term economists use to describe rising prices for goods and services.
Description: A line drawing of an open hand with a coin floating above appears.
Narrator: You know, things you buy every day,
Description: The coin starts to fall and the hand closes. The coin lands on the hand and the thumb pops up to flip the coin into the air.
Narrator: like groceries, gasoline, restaurant meals and clothing.
Description: The camera pans up to follow the coin. It lands in the middle of the frame. Illustrated graphics appear: a paper bag of food representing groceries, gas pump for gasoline, plate with fork and knife for restaurant meals and t-shirt on a hanger for clothing.
Narrator: As prices rise,
Description: The coin moves upward again, and the camera follows with an upward arrow.
Narrator: if your income doesn’t keep up,
Description: The coin slows in the air and the arrow curves and exits to the right of the frame, representing a declining investment.
Narrator: eventually, your buying power may go down.
Description: The coin lands on a line and continues to bounce to a stack of coins.
Narrator: When it comes to investing,
Description: It lands and spins on the top of the stack.
Narrator: and especially to the money you’re putting away for retirement, inflation is important.
Description: The coin rolls off the stack and bounces out of frame.
Narrator: Even with modest inflation, in 10,
Description: Words “in 10 years” appear onscreen. The illustrated graphics of groceries, gasoline, restaurant meals and clothing return.
Narrator: 20 or 30 years, the things you need to buy in retirement may be a lot more expensive than they are today.
Description: The number “10” counts up to “20” then “30.” As the number increases, dollar signs appear beside each graphic.
Narrator: So plan ahead.
Description: Words “Plan ahead” appear onscreen.
Narrator: Choose diversified investments to help counter inflation.
Description: The frame divides, an illustrated pie graph appears on the left and a bulleted list enters the frame on the right. The first bullet reads “Choose diversified investments.”
Narrator: Monitor your investments,
Description: On the left, an illustrated magnifying glass with an exclamation point appears. A second bullet that reads “Monitor your investments” is added to the list.
Narrator: and increase your contributions when you can.
Description: An illustrated stock graphic appears on the left. A third bullet that reads “Increase contributions” is added to the list.
Narrator: Planning for inflation today will help preserve your spending power for tomorrow.
Description: The line drawing of the open hand and coin returns. The coin falls and the hand catches it on the index finger.
Fade to Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402.”
A registered education savings plan can help you save for a child’s future. Get started at www.mycanadalifeatwork.com.
Description: This animated video uses illustrated characters to show the lifelong journey of a family preparing their child for post-secondary education.
Narrator: One of a family’s proudest moments is seeing a child graduate.
Description: A married couple sits in the audience of an event. The husband takes a photo with his phone. Cut to a stage where their daughter is in a graduation gown, holding her diploma.
Narrator: But whether it’s university, college, trade school or apprenticeship, it’s likely to cost thousands of dollars.
Description: The camera zooms out to show the graduate in a circle. Another circle appears, revealing the daughter as college graduate. Another circle follows, where she is a skilled tradesperson. Three portraits are displayed.
Narrator: A registered education savings plan or RESP
Description: The words “Registered education savings plan” appear on screen.
Narrator: offers tax advantages and government incentives that help maximize your savings.
Description: Cut to a line graph of an RESP investment begins to grow over time.
Narrator: Plus, the money in a RESP grows tax-free until it’s withdrawn.
Description: As the savings increase over time, graphics of items needed for post-secondary appear: “Transportation,” “Textbooks,” “School supplies” and “Tuition fees.”
Narrator: By starting to invest in a Canada Life RESP today, you’ll pay generally lower investment fees
Description: The graph grows slightly higher to show savings from lower fees.
Narrator: than similar bank RESPs.
Description: The line on the graph continues. The camera follows as the line is revealed to be drawn by a toddler’s hand holding a crayon. A scribbled drawing is shown.
Narrator: That could help you save even more money, faster.
Description: Cut to the graduate shown as a toddler, sitting at the table with crayons in both hands. Her young parents look at her lovingly.
Narrator: Which will help your student stay focused on their future, and not on whether they can afford it.
Description: Time moves forward. The daughter is now a preteen. She sits at the kitchen table with a workbook in front of her. Her mother helps her with her homework. They smile at each other.
Narrator: You can quickly and easily set up a Canada Life RESP online.
Description: Time moves forward again. Now a young adult, the daughter waves goodbye from the driver’s seat of her car, packed for school. She slowly drives away, and her parents wave back from the front door of their home.
Narrator: Go to mycanadalifeatwork.com today to get started.
Description: Text “Go to mycanadalifeatwork.com today to get started.” appears with Canada Life logo and legal line: Canada Life, My Canada Life at Work and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402
Description: This animated video uses illustrated characters to show the lifelong journey of a family preparing their child for post-secondary education.
Narrator: One of a family’s proudest moments is seeing a child graduate.
Description: A married couple sits in the audience of an event. The husband takes a photo with his phone. Cut to a stage where their daughter is in a graduation gown, holding her diploma.
Narrator: But whether it’s university, college, trade school or apprenticeship, it’s likely to cost thousands of dollars.
Description: The camera zooms out to show the graduate in a circle. Another circle appears, revealing the daughter as college graduate. Another circle follows, where she is a skilled tradesperson. Three portraits are displayed.
Narrator: A registered education savings plan or RESP
Description: The words “Registered education savings plan” appear on screen.
Narrator: offers tax advantages and government incentives that help maximize your savings.
Description: Cut to a line graph of an RESP investment begins to grow over time.
Narrator: Plus, the money in a RESP grows tax-free until it’s withdrawn.
Description: As the savings increase over time, graphics of items needed for post-secondary appear: “Transportation,” “Textbooks,” “School supplies” and “Tuition fees.”
Narrator: By starting to invest in a Canada Life RESP today, you’ll pay generally lower investment fees
Description: The graph grows slightly higher to show savings from lower fees.
Narrator: than similar bank RESPs.
Description: The line on the graph continues. The camera follows as the line is revealed to be drawn by a toddler’s hand holding a crayon. A scribbled drawing is shown.
Narrator: That could help you save even more money, faster.
Description: Cut to the graduate shown as a toddler, sitting at the table with crayons in both hands. Her young parents look at her lovingly.
Narrator: Which will help your student stay focused on their future, and not on whether they can afford it.
Description: Time moves forward. The daughter is now a preteen. She sits at the kitchen table with a workbook in front of her. Her mother helps her with her homework. They smile at each other.
Narrator: You can quickly and easily set up a Canada Life RESP online.
Description: Time moves forward again. Now a young adult, the daughter waves goodbye from the driver’s seat of her car, packed for school. She slowly drives away, and her parents wave back from the front door of their home.
Narrator: Go to mycanadalifeatwork.com today to get started.
Description: Text “Go to mycanadalifeatwork.com today to get started.” appears with Canada Life logo and legal line: Canada Life, My Canada Life at Work and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402
Setting up automatic contributions can make saving simple and potentially help you reach your long-term investment goals sooner.
Narrator: Saving for something?
Description: Camera zooms out to reveal a single-storey house with a “For sale” sign.
Narrator: Well, to reach your goal sooner,
Description: A calendar enters the frame.
Narrator: Simply set up an automatic contribution,
Description: Money is invested on the 3rd and 17th day of each month.
Narrator: Choose your amount and how often you want to save it.
Description: The same amount is the next month.
Narrator: Your money flows easily into your savings,
Description: The pattern repeats every month.
Narrator: Is invested right away
Description: Return to the house.
Narrator: And with compounding, could grow more and more.
Description: A “Sold” sticker covers the “For sale” sign.
Narrator: So don’t put it off.
Description: A second storey, garage and landscaping are added.
Narrator: Because who wants to play catch up?
Description: A car drives into the garage.
Narrator: Save early, save often.
Description: The frame splits in half – with the house on the left side and “Save early, save often” appears on the right.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Narrator: Saving for something?
Description: Camera zooms out to reveal a single-storey house with a “For sale” sign.
Narrator: Well, to reach your goal sooner,
Description: A calendar enters the frame.
Narrator: Simply set up an automatic contribution,
Description: Money is invested on the 3rd and 17th day of each month.
Narrator: Choose your amount and how often you want to save it.
Description: The same amount is the next month.
Narrator: Your money flows easily into your savings,
Description: The pattern repeats every month.
Narrator: Is invested right away
Description: Return to the house.
Narrator: And with compounding, could grow more and more.
Description: A “Sold” sticker covers the “For sale” sign.
Narrator: So don’t put it off.
Description: A second storey, garage and landscaping are added.
Narrator: Because who wants to play catch up?
Description: A car drives into the garage.
Narrator: Save early, save often.
Description: The frame splits in half – with the house on the left side and “Save early, save often” appears on the right.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
A registered education savings plan can help you save for a child’s future. Get started at www.mycanadalifeatwork.com.
Description: This animated video uses illustrated characters to show the lifelong journey of a family preparing their child for post-secondary education.
Narrator: One of a family’s proudest moments is seeing a child graduate.
Description: A married couple sits in the audience of an event. The husband takes a photo with his phone. Cut to a stage where their daughter is in a graduation gown, holding her diploma.
Narrator: But whether it’s university, college, trade school or apprenticeship, it’s likely to cost thousands of dollars.
Description: The camera zooms out to show the graduate in a circle. Another circle appears, revealing the daughter as college graduate. Another circle follows, where she is a skilled tradesperson. Three portraits are displayed.
Narrator: A registered education savings plan or RESP
Description: The words “Registered education savings plan” appear on screen.
Narrator: offers tax advantages and government incentives that help maximize your savings.
Description: Cut to a line graph of an RESP investment begins to grow over time.
Narrator: Plus, the money in a RESP grows tax-free until it’s withdrawn.
Description: As the savings increase over time, graphics of items needed for post-secondary appear: “Transportation,” “Textbooks,” “School supplies” and “Tuition fees.”
Narrator: By starting to invest in a Canada Life RESP today, you’ll pay generally lower investment fees
Description: The graph grows slightly higher to show savings from lower fees.
Narrator: than similar bank RESPs.
Description: The line on the graph continues. The camera follows as the line is revealed to be drawn by a toddler’s hand holding a crayon. A scribbled drawing is shown.
Narrator: That could help you save even more money, faster.
Description: Cut to the graduate shown as a toddler, sitting at the table with crayons in both hands. Her young parents look at her lovingly.
Narrator: Which will help your student stay focused on their future, and not on whether they can afford it.
Description: Time moves forward. The daughter is now a preteen. She sits at the kitchen table with a workbook in front of her. Her mother helps her with her homework. They smile at each other.
Narrator: You can quickly and easily set up a Canada Life RESP online.
Description: Time moves forward again. Now a young adult, the daughter waves goodbye from the driver’s seat of her car, packed for school. She slowly drives away, and her parents wave back from the front door of their home.
Narrator: Go to mycanadalifeatwork.com today to get started.
Description: Text “Go to mycanadalifeatwork.com today to get started.” appears with Canada Life logo and legal line: Canada Life, My Canada Life at Work and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402
Description: This animated video uses illustrated characters to show the lifelong journey of a family preparing their child for post-secondary education.
Narrator: One of a family’s proudest moments is seeing a child graduate.
Description: A married couple sits in the audience of an event. The husband takes a photo with his phone. Cut to a stage where their daughter is in a graduation gown, holding her diploma.
Narrator: But whether it’s university, college, trade school or apprenticeship, it’s likely to cost thousands of dollars.
Description: The camera zooms out to show the graduate in a circle. Another circle appears, revealing the daughter as college graduate. Another circle follows, where she is a skilled tradesperson. Three portraits are displayed.
Narrator: A registered education savings plan or RESP
Description: The words “Registered education savings plan” appear on screen.
Narrator: offers tax advantages and government incentives that help maximize your savings.
Description: Cut to a line graph of an RESP investment begins to grow over time.
Narrator: Plus, the money in a RESP grows tax-free until it’s withdrawn.
Description: As the savings increase over time, graphics of items needed for post-secondary appear: “Transportation,” “Textbooks,” “School supplies” and “Tuition fees.”
Narrator: By starting to invest in a Canada Life RESP today, you’ll pay generally lower investment fees
Description: The graph grows slightly higher to show savings from lower fees.
Narrator: than similar bank RESPs.
Description: The line on the graph continues. The camera follows as the line is revealed to be drawn by a toddler’s hand holding a crayon. A scribbled drawing is shown.
Narrator: That could help you save even more money, faster.
Description: Cut to the graduate shown as a toddler, sitting at the table with crayons in both hands. Her young parents look at her lovingly.
Narrator: Which will help your student stay focused on their future, and not on whether they can afford it.
Description: Time moves forward. The daughter is now a preteen. She sits at the kitchen table with a workbook in front of her. Her mother helps her with her homework. They smile at each other.
Narrator: You can quickly and easily set up a Canada Life RESP online.
Description: Time moves forward again. Now a young adult, the daughter waves goodbye from the driver’s seat of her car, packed for school. She slowly drives away, and her parents wave back from the front door of their home.
Narrator: Go to mycanadalifeatwork.com today to get started.
Description: Text “Go to mycanadalifeatwork.com today to get started.” appears with Canada Life logo and legal line: Canada Life, My Canada Life at Work and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-724-3402
Many of us lose our group benefits when we retire and will have to pay for things like drugs and dental care on our own. Get the coverage you need with Freedom to ChooseTM health and dental insurance here.
Description: This animated video introduces a character named Terry to help illustrate how an employee can use PlanDirect to maintain their benefits plan in retirement. Terry sits in his canoe, calmly casting his fishing rod into a still lake. He is surrounded by long grass and trees.
Narrator: Retirement! You’ve worked hard to prepare for this new stage in your life. Now it’s time to live on your terms.
Description: Camera pans upward.
Narrator: Part of that is taking care of your health because as we age, our health care needs increase.
Description: A plus sign surrounded by a shield is drawn into frame, representing health coverage. An upward arrow appears beside.
Narrator: One study shows your average annual prescription costs after age 65 could be almost four times what they were at age 34!*
Description: Camera pans to reveal a bar graph showing drug costs from ages 0-34 ($311), 35-49 ($547), 50-64 ($874) and 65+ ($1,169). An arrow appears to show the increase from 35 to 65+. A source citation appears: *Canada Life 2019 Integrated Health & Disability Trend Study.
Narrator: When you retire, you may lose your group benefits.
Description: Cut to Terry exiting through a door after his retirement party. He smiles and waves goodbye to his coworkers. Icons for health, drugs and dental follow him out the door.
Narrator: That means you’ll need to pay for drugs, dental care, and more yourself.
Description: As he exits to outside, the icons disappear. He stands still, surprised.
Narrator: PlanDirect can help.
Description: “PlanDirect” appears onscreen.
Narrator: It’s individual health and dental insurance that lets you choose a plan that works for you,
Description: Cut back to Terry shown in a circle. A list of benefits coverage appears beside him: “Health care,” “Dental care,” “Drugs” and “Vision care.”
Narrator: plus optional benefits like major dental coverage, emergency travel medical and more.
Description: Major dental” and “Emergency travel medical” are added to the list.
Narrator: Apply within 60 days of losing your group benefits and your approval is guaranteed.
Description: The camera zooms into the circle as Terry picks up his phone to apply.
Narrator: You may even get preferred rates by simply answering a medical question.
Description: The frame splits in two and an advisor with a headset greets him while sitting at her desk with laptop open. She types as Terry talks.
Narrator: Once you’re approved, PlanDirect gives you access to GroupNet© for plan members
Description: Cut to view of Terry’s phone with the GroupNet app dashboard displayed.
Narrator: where you’ll find all your benefits information, including coverage details, balances and claim history.
Description: He presses the “Coverage” button. Health, drugs, vision and dental coverages are shown. Then he presses “History” to show recent processed claims.
Narrator: You can sign up for direct deposit and submit claims online for faster reimbursement.
Description: He presses “More” to access his profile to edit his banking details.
Narrator: And you can access Consult+, our virtual health care app
Description: Cut to Terry sitting at his kitchen table with laptop in front of him. He opens the laptop, smiles and waves to a doctor through video conference.
Narrator: and Health Connected, a website that helps improve your physical and mental wellness.
Description: Cut to view of Terry’s laptop with Health Connected website displayed.
Narrator: Let PlanDirect take care of your health care, while you enjoy retirement.
Description: Cut to Terry and his partner happily sitting at a campfire, roasting marshmallows.
Narrator: Talk to your advisor today or visit myinsuranceplan.ca to get a quote.
Description: Text “Talk to your advisor today or visit myinsuranceplan.ca to get a quote” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-737-8595
Description: This animated video introduces a character named Terry to help illustrate how an employee can use PlanDirect to maintain their benefits plan in retirement. Terry sits in his canoe, calmly casting his fishing rod into a still lake. He is surrounded by long grass and trees.
Narrator: Retirement! You’ve worked hard to prepare for this new stage in your life. Now it’s time to live on your terms.
Description: Camera pans upward.
Narrator: Part of that is taking care of your health because as we age, our health care needs increase.
Description: A plus sign surrounded by a shield is drawn into frame, representing health coverage. An upward arrow appears beside.
Narrator: One study shows your average annual prescription costs after age 65 could be almost four times what they were at age 34!*
Description: Camera pans to reveal a bar graph showing drug costs from ages 0-34 ($311), 35-49 ($547), 50-64 ($874) and 65+ ($1,169). An arrow appears to show the increase from 35 to 65+. A source citation appears: *Canada Life 2019 Integrated Health & Disability Trend Study.
Narrator: When you retire, you may lose your group benefits.
Description: Cut to Terry exiting through a door after his retirement party. He smiles and waves goodbye to his coworkers. Icons for health, drugs and dental follow him out the door.
Narrator: That means you’ll need to pay for drugs, dental care, and more yourself.
Description: As he exits to outside, the icons disappear. He stands still, surprised.
Narrator: PlanDirect can help.
Description: “PlanDirect” appears onscreen.
Narrator: It’s individual health and dental insurance that lets you choose a plan that works for you,
Description: Cut back to Terry shown in a circle. A list of benefits coverage appears beside him: “Health care,” “Dental care,” “Drugs” and “Vision care.”
Narrator: plus optional benefits like major dental coverage, emergency travel medical and more.
Description: Major dental” and “Emergency travel medical” are added to the list.
Narrator: Apply within 60 days of losing your group benefits and your approval is guaranteed.
Description: The camera zooms into the circle as Terry picks up his phone to apply.
Narrator: You may even get preferred rates by simply answering a medical question.
Description: The frame splits in two and an advisor with a headset greets him while sitting at her desk with laptop open. She types as Terry talks.
Narrator: Once you’re approved, PlanDirect gives you access to GroupNet© for plan members
Description: Cut to view of Terry’s phone with the GroupNet app dashboard displayed.
Narrator: where you’ll find all your benefits information, including coverage details, balances and claim history.
Description: He presses the “Coverage” button. Health, drugs, vision and dental coverages are shown. Then he presses “History” to show recent processed claims.
Narrator: You can sign up for direct deposit and submit claims online for faster reimbursement.
Description: He presses “More” to access his profile to edit his banking details.
Narrator: And you can access Consult+, our virtual health care app
Description: Cut to Terry sitting at his kitchen table with laptop in front of him. He opens the laptop, smiles and waves to a doctor through video conference.
Narrator: and Health Connected, a website that helps improve your physical and mental wellness.
Description: Cut to view of Terry’s laptop with Health Connected website displayed.
Narrator: Let PlanDirect take care of your health care, while you enjoy retirement.
Description: Cut to Terry and his partner happily sitting at a campfire, roasting marshmallows.
Narrator: Talk to your advisor today or visit myinsuranceplan.ca to get a quote.
Description: Text “Talk to your advisor today or visit myinsuranceplan.ca to get a quote” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-800-737-8595
From borrowing money for a down payment to furthering your education, you can do more with an RRSP than just save for retirement.
Narrator: You may have heard that RRSPs were just for retirement.
Description: The question “Are RRSPs just for retirement?” appears.
Narrator: But did you know an RRSP can help you fund full-time continued education
Description: A graduation cap flies into frame. A legal line appears below: “Money can be borrowed up to a maximum amount.”
Narrator: through the Lifelong Learning Plan.
Description: Cap moves out of frame. Words appear: “Lifelong Learning Plan.”
Narrator: And, if you’re looking to buy your first home,
Description: A line is drawn across the frame, a single story house rises from the line.
Narrator: you can use the Home Buyers’ Plan to borrow money from your RRSP to put towards your down-payment.
Description: The words “First-time homebuyer” moves into frame above house. A “For sale” sign is built in front.
Narrator: Whatever you use the money for, you won’t be taxed on it
Description: A paper with a percentage sign (taxes) moves into frame. A portion of the paper is cut with a scissors.
Narrator: As long as you pay the money back within the time limit outlined by the plan.
Description: Two boxes move into frame. The left displays a house graphic with labels: “15 years” and “Home Buyers’ Plan.” The right displays a stack of books with labels: “10 years” and “Lifelong Learning Plan.” A legal line appears below: You must fill out the proper forms and pay the money back within a given period of time.
Narrator: An advisor can also help figure out if you qualify.
Description: Boxes move out of frame. Two hands move in and clasp to handshake.
Narrator: Learn more at canadalife.com
Description: Hands move out of frame to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Narrator: You may have heard that RRSPs were just for retirement.
Description: The question “Are RRSPs just for retirement?” appears.
Narrator: But did you know an RRSP can help you fund full-time continued education
Description: A graduation cap flies into frame. A legal line appears below: “Money can be borrowed up to a maximum amount.”
Narrator: through the Lifelong Learning Plan.
Description: Cap moves out of frame. Words appear: “Lifelong Learning Plan.”
Narrator: And, if you’re looking to buy your first home,
Description: A line is drawn across the frame, a single story house rises from the line.
Narrator: you can use the Home Buyers’ Plan to borrow money from your RRSP to put towards your down-payment.
Description: The words “First-time homebuyer” moves into frame above house. A “For sale” sign is built in front.
Narrator: Whatever you use the money for, you won’t be taxed on it
Description: A paper with a percentage sign (taxes) moves into frame. A portion of the paper is cut with a scissors.
Narrator: As long as you pay the money back within the time limit outlined by the plan.
Description: Two boxes move into frame. The left displays a house graphic with labels: “15 years” and “Home Buyers’ Plan.” The right displays a stack of books with labels: “10 years” and “Lifelong Learning Plan.” A legal line appears below: You must fill out the proper forms and pay the money back within a given period of time.
Narrator: An advisor can also help figure out if you qualify.
Description: Boxes move out of frame. Two hands move in and clasp to handshake.
Narrator: Learn more at canadalife.com
Description: Hands move out of frame to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Starting early is a great way to reach your long-term investment goals with the help of compound interest.
Narrator: Want to achieve your financial goals faster?
Description: A trowel scoops a seed into a pile of dirt. The frame splits in half. The left side shows saving $500/month at age 25. The right side is later, $1000/month at age 45.
Narrator: Then why not start saving money today.
Description: A watering can is lifted and waters the seed. The trowel covers the seed.
Narrator: Because, the sooner you start putting it away
Description: A calendar enters the frame, with the same amount invested on the first day of each month.
Narrator: The sooner your money can grow*
Description: The split frame with the two seeds returns. On the left side a tree starts to grow as the age increases from 25 to 45. A legal line appears: “$500 invested on the first day of every month over 40 years. 6% annual rate of return, compounded monthly. Segregated fund and/or mutual fund fees will lower your rate of return.”
Narrator: thanks to earnings that can compound over time.
Description: A tree also starts to grow on the right side at age 45. Both sides finish growing at age 65. A legal line appears: “$1000 invested on the first day of every month over 20 years. 6% annual rate of return, compounded monthly. Segregated fund and/or mutual fund fees will lower your rate of return.”
Narrator: Before you know it, you’ll be closer to achieving your goals, than if you’d waited.
Description: The tree on the left side is bountiful, saving $1,000,724. The tree on the right is much smaller, saving $464,351.
Narrator: Save early, save often.
Description: The tree on the right moves out of frame. Text “Save early, save often.” appears.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Narrator: Want to achieve your financial goals faster?
Description: A trowel scoops a seed into a pile of dirt. The frame splits in half. The left side shows saving $500/month at age 25. The right side is later, $1000/month at age 45.
Narrator: Then why not start saving money today.
Description: A watering can is lifted and waters the seed. The trowel covers the seed.
Narrator: Because, the sooner you start putting it away
Description: A calendar enters the frame, with the same amount invested on the first day of each month.
Narrator: The sooner your money can grow*
Description: The split frame with the two seeds returns. On the left side a tree starts to grow as the age increases from 25 to 45. A legal line appears: “$500 invested on the first day of every month over 40 years. 6% annual rate of return, compounded monthly. Segregated fund and/or mutual fund fees will lower your rate of return.”
Narrator: thanks to earnings that can compound over time.
Description: A tree also starts to grow on the right side at age 45. Both sides finish growing at age 65. A legal line appears: “$1000 invested on the first day of every month over 20 years. 6% annual rate of return, compounded monthly. Segregated fund and/or mutual fund fees will lower your rate of return.”
Narrator: Before you know it, you’ll be closer to achieving your goals, than if you’d waited.
Description: The tree on the left side is bountiful, saving $1,000,724. The tree on the right is much smaller, saving $464,351.
Narrator: Save early, save often.
Description: The tree on the right moves out of frame. Text “Save early, save often.” appears.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Learn how these funds help you easily invest for retirement and adjust automatically as you age.
Narrator: We’ve made it simple to start investing for your retirement.
Description: Monique is sitting on the couch in her living room with family, using her tablet.
Narrator: With our target date funds, all you need to do is decide when you want to retire, then select the fund closest to that year.
Description: Cut to view of the tablet. She swipes up to reveal a calendar. The calendar cycles through each year and lands on 2048.
Narrator: Let’s say you want to retire in 2048. You’d choose our 2050 target date fund.
Description: Cut to a pie chart of 2050 target date fund.
Narrator: Over the next few decades, the fund will gradually change from higher-risk to lower-risk investments.
Description: The pie chart moves to accommodate changes in risk type.
Narrator: For example, while you're still in your 30s, the fund uses higher-risk investments to help maximize growth.
Description: Cut to two line graphs, one for risk, the other for return. Age is shown from 30 to 65.
Narrator: As you get closer to your retirement, the fund uses more lower-risk investments to help protect your savings if the market falls.
Description: Both graphs start high then lower as age increases.
Narrator: A target date fund is a simple, hands-free approach to retirement savings.
Description: The frame zooms out to view Monique’s tablet and hands. Her hand swipes to reveal the My Canada Life at Work “Plans” screen with an RPP fund.
Narrator: You’ll get a mix of different investments and professional management, in one fund.
Description: She scrolls down to reveal asset mixes.
Narrator: It's practically effortless. Just choose one and relax.
Description: Return to Monique in her living room with family. She looks up from her tablet and smiles. Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Narrator: We’ve made it simple to start investing for your retirement.
Description: Monique is sitting on the couch in her living room with family, using her tablet.
Narrator: With our target date funds, all you need to do is decide when you want to retire, then select the fund closest to that year.
Description: Cut to view of the tablet. She swipes up to reveal a calendar. The calendar cycles through each year and lands on 2048.
Narrator: Let’s say you want to retire in 2048. You’d choose our 2050 target date fund.
Description: Cut to a pie chart of 2050 target date fund.
Narrator: Over the next few decades, the fund will gradually change from higher-risk to lower-risk investments.
Description: The pie chart moves to accommodate changes in risk type.
Narrator: For example, while you're still in your 30s, the fund uses higher-risk investments to help maximize growth.
Description: Cut to two line graphs, one for risk, the other for return. Age is shown from 30 to 65.
Narrator: As you get closer to your retirement, the fund uses more lower-risk investments to help protect your savings if the market falls.
Description: Both graphs start high then lower as age increases.
Narrator: A target date fund is a simple, hands-free approach to retirement savings.
Description: The frame zooms out to view Monique’s tablet and hands. Her hand swipes to reveal the My Canada Life at Work “Plans” screen with an RPP fund.
Narrator: You’ll get a mix of different investments and professional management, in one fund.
Description: She scrolls down to reveal asset mixes.
Narrator: It's practically effortless. Just choose one and relax.
Description: Return to Monique in her living room with family. She looks up from her tablet and smiles. Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Learn how to invest for retirement based on your comfort with risk.
Description: The back of a house is shown with a door and steps to the yard. Two open hands move in, framing the house.
Narrator: If you want your savings to grow, you usually need to take on some kind of risk.
Description: Daniel stands in his yard sketching on a clipboard.
Narrator: The trick is to find investments that match your comfort with risk.
Description: Cut to view of clipboard. He finishes his sketch of a new deck at the back of the house.
Narrator: Target risk funds can help you do that.
Description: Words “Target risk funds” appear onscreen.
Narrator: Each fund includes a unique mix of different types of investments.
Description: Five pie graphs appear. The graphs are arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.” A meter appears below to indicate a “Lower” or “Higher” amount of risk.
Narrator: For example, a conservative risk fund might focus on bonds and real estate.
Description: Camera zooms in on the “Conservative” risk fund. Investment graphics appear beside to represent bonds and real estate.
Narrator: That’s because these types of investments tend to provide a return that’s more consistent and less volatile.
Description: Camera pans to a graph of stock market fluctuations over time. The gradual growth of the “Conservative” risk fund is shown. A pile of money below the graph becomes larger as time progresses.
Narrator: On the other end of the scale is an aggressive risk fund, that would focus more on equities (or stocks).
Description: Camera pans back to the “Conservative” risk fund, moves past the “Moderate,” “Balanced” and “Advanced” graphs to the “Aggressive” risk fund. Investment graphics appear beside to represent stocks.
Narrator: Returns on these types of funds go up and down with the markets. You can make a lot or lose a lot in a short time frame.
Description: Camera pans back to the graph of stock market fluctuations. The pile of money below the graph gains or loses money as time progresses.
Narrator: To help manage risk, our investment managers spread each fund’s investments across different industries, countries, and groupings of investments with similar characteristics, laws and regulations.
Description: Investment graphics fill the frame. The investment manager’s hand moves in and five investments are chosen to build a fund.
Narrator: When returns for one type of investment are down, others tend to be up.
Description: Two of the investments become smaller and the others get larger. The hand replaces the smaller investments.
Narrator: The managers rebalance each fund to keep it within its specific target risk level.
Description: The five investments line up and two meters are displayed below, indicating a “Lower” or “Higher” amount of risk and a “Lower” or “Higher” return. The fund’s risk and return are set.
Narrator: Complete our investment personality questionnaire to find out how much risk you’re comfortable with.
Description: Cut to Daniel on his laptop at home.
Narrator: Once you know, it's easy to pick your matching target risk fund.
Description: The investment personality questionnaire is displayed on the laptop. He calculates his points from each section.
Narrator: And remember, as your life changes, your investment personality may change with it.
Description: Cut to Daniel outside in the summer, building the foundation for his deck. A “Conservative” risk fund is displayed.
Narrator: When that happens, you can just switch to a different target risk fund.
Description: Cut back to him in the winter, building the deck railing. A “Balanced” risk fund is displayed.
Narrator: What an easy, hands-off approach to investing.
Description: Daniel and his family are shown, enjoying the finished deck in the summer.
Narrator: Want to learn more about target risk funds?
Description: Camera pans. Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Description: The back of a house is shown with a door and steps to the yard. Two open hands move in, framing the house.
Narrator: If you want your savings to grow, you usually need to take on some kind of risk.
Description: Daniel stands in his yard sketching on a clipboard.
Narrator: The trick is to find investments that match your comfort with risk.
Description: Cut to view of clipboard. He finishes his sketch of a new deck at the back of the house.
Narrator: Target risk funds can help you do that.
Description: Words “Target risk funds” appear onscreen.
Narrator: Each fund includes a unique mix of different types of investments.
Description: Five pie graphs appear. The graphs are arranged from low to high risk: “Conservative,” “Moderate,” “Balanced,” “Advanced” and “Aggressive.” A meter appears below to indicate a “Lower” or “Higher” amount of risk.
Narrator: For example, a conservative risk fund might focus on bonds and real estate.
Description: Camera zooms in on the “Conservative” risk fund. Investment graphics appear beside to represent bonds and real estate.
Narrator: That’s because these types of investments tend to provide a return that’s more consistent and less volatile.
Description: Camera pans to a graph of stock market fluctuations over time. The gradual growth of the “Conservative” risk fund is shown. A pile of money below the graph becomes larger as time progresses.
Narrator: On the other end of the scale is an aggressive risk fund, that would focus more on equities (or stocks).
Description: Camera pans back to the “Conservative” risk fund, moves past the “Moderate,” “Balanced” and “Advanced” graphs to the “Aggressive” risk fund. Investment graphics appear beside to represent stocks.
Narrator: Returns on these types of funds go up and down with the markets. You can make a lot or lose a lot in a short time frame.
Description: Camera pans back to the graph of stock market fluctuations. The pile of money below the graph gains or loses money as time progresses.
Narrator: To help manage risk, our investment managers spread each fund’s investments across different industries, countries, and groupings of investments with similar characteristics, laws and regulations.
Description: Investment graphics fill the frame. The investment manager’s hand moves in and five investments are chosen to build a fund.
Narrator: When returns for one type of investment are down, others tend to be up.
Description: Two of the investments become smaller and the others get larger. The hand replaces the smaller investments.
Narrator: The managers rebalance each fund to keep it within its specific target risk level.
Description: The five investments line up and two meters are displayed below, indicating a “Lower” or “Higher” amount of risk and a “Lower” or “Higher” return. The fund’s risk and return are set.
Narrator: Complete our investment personality questionnaire to find out how much risk you’re comfortable with.
Description: Cut to Daniel on his laptop at home.
Narrator: Once you know, it's easy to pick your matching target risk fund.
Description: The investment personality questionnaire is displayed on the laptop. He calculates his points from each section.
Narrator: And remember, as your life changes, your investment personality may change with it.
Description: Cut to Daniel outside in the summer, building the foundation for his deck. A “Conservative” risk fund is displayed.
Narrator: When that happens, you can just switch to a different target risk fund.
Description: Cut back to him in the winter, building the deck railing. A “Balanced” risk fund is displayed.
Narrator: What an easy, hands-off approach to investing.
Description: Daniel and his family are shown, enjoying the finished deck in the summer.
Narrator: Want to learn more about target risk funds?
Description: Camera pans. Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Did you know that contributing to an RRSP can lower your annual income tax? The tax benefits of an RRSP are better than you might think.
Narrator: You may have heard that RRSPs are taxable in retirement.
Description: The question “ Are RRSPs taxable in retirement? ” appears.
Narrator: That’s true!
Description: A thumbs up moves into frame.
Narrator: But think about this.
Description: Thumb moves out of frame. An egg in a nest appears.
Narrator: When you contribute to an RRSP,
Description: Coins fall into nest.
Narrator: you may pay less tax at the end of the year,
Description: A hand types on a calculator. A paper is printed from the calculator.
Narrator: Which helps you save money today.
Description: The paper becomes a calendar.
Narrator: Now let’s fast forward to the future.
Description: The calendar flips.
Narrator: Once you retire and withdrawal savings from your RRSP, your income will likely be less than it is today.
Description: A lake scene is revealed. A dock with muskoka chair and small table with lemonade moves into frame.
Narrator: That means your tax rates will be lower on those withdrawals –
Description: Camera pans to the left, coins bounce into frame and land on a piece of paper with a percentage.
Narrator: so you won’t pay as much tax as you might think.
Description: An arrow appears from below the paper and moves out of frame. The camera follows and the arrow lands. More coins fall beside.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Narrator: You may have heard that RRSPs are taxable in retirement.
Description: The question “ Are RRSPs taxable in retirement? ” appears.
Narrator: That’s true!
Description: A thumbs up moves into frame.
Narrator: But think about this.
Description: Thumb moves out of frame. An egg in a nest appears.
Narrator: When you contribute to an RRSP,
Description: Coins fall into nest.
Narrator: you may pay less tax at the end of the year,
Description: A hand types on a calculator. A paper is printed from the calculator.
Narrator: Which helps you save money today.
Description: The paper becomes a calendar.
Narrator: Now let’s fast forward to the future.
Description: The calendar flips.
Narrator: Once you retire and withdrawal savings from your RRSP, your income will likely be less than it is today.
Description: A lake scene is revealed. A dock with muskoka chair and small table with lemonade moves into frame.
Narrator: That means your tax rates will be lower on those withdrawals –
Description: Camera pans to the left, coins bounce into frame and land on a piece of paper with a percentage.
Narrator: so you won’t pay as much tax as you might think.
Description: An arrow appears from below the paper and moves out of frame. The camera follows and the arrow lands. More coins fall beside.
Narrator: Learn more at canadalife.com
Description: Frame fades to reveal “Learn more at canadalife.com” with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Find out how to plan for your future with a group savings plan (RSP). Go to www.mycanadalifeatwork.com to get started or learn more from our tools and resources at www.canlife.co/wellbeing.
Description: This animated video uses a character, illustrations and graphs to show how to save with a group savings plan.
Narrator: Joining your group savings plan is an easy way to save for your future
Description: Brittany relaxes in an armchair, looking at a coin. She flips the coin in the air.
Narrator: and it can help you pay less income tax today.
Description: The coin lands beside a paper with a percentage sign.
Narrator: That’s because you won’t pay tax on your contributions until you take them out later in life
Description: A portion of the paper is cut with scissors.
Narrator: when your income and tax rate will likely be lower.
Description: Cut to line graph showing age from 20 to 90. Income rises until retirement at 65, then decreases.
Narrator: By contributing through automatic payroll deduction, you can also benefit from dollar-cost averaging.
Description: A monthly calendar draws into the frame with a day to contribute marked with a dollar sign.
Narrator: That’s when you invest the same amount of money on a regular basis, helping to reduce the impact of market ups and downs.
Description: Cut to a line graph showing savings growing steadily with a monthly contribution of $100. A wavy line appears behind, illustrating the changes in the stock market.
Narrator: You can also make lump-sum contributions through online banking or regular pre-authorized contributions if your plan allows.
Description: Cut to a view of Brittany’s laptop, displaying the “Contributions” page of the My Canada Life at Work website.
Narrator: With a group savings plan, you’ll typically pay lower fees for services needed to manage the fund
Description: Cut to illustrations of a down arrow beside a price tag with a percentage sign.
Narrator: than you would through a bank or other financial institution.
Description: They separate to show an illustration of a bank and commercial building with a line dividing them.
Narrator: The reason is those fees are shared among a large group, instead of paying them on your own.
Description: The line rotates to create a bar graph. An illustration of one person is compared to a group. The individual has higher fees.
Narrator: To learn how you make the most of your plan and save for the future that’s right for you,
Description: Return to Brittany in her armchair, tossing the coin in the air as she smiles.
Narrator: visit mycanadalifeatwork.com
Description: Text “Visit mycanadalifeatwork.com today.” appears with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Description: This animated video uses a character, illustrations and graphs to show how to save with a group savings plan.
Narrator: Joining your group savings plan is an easy way to save for your future
Description: Brittany relaxes in an armchair, looking at a coin. She flips the coin in the air.
Narrator: and it can help you pay less income tax today.
Description: The coin lands beside a paper with a percentage sign.
Narrator: That’s because you won’t pay tax on your contributions until you take them out later in life
Description: A portion of the paper is cut with scissors.
Narrator: when your income and tax rate will likely be lower.
Description: Cut to line graph showing age from 20 to 90. Income rises until retirement at 65, then decreases.
Narrator: By contributing through automatic payroll deduction, you can also benefit from dollar-cost averaging.
Description: A monthly calendar draws into the frame with a day to contribute marked with a dollar sign.
Narrator: That’s when you invest the same amount of money on a regular basis, helping to reduce the impact of market ups and downs.
Description: Cut to a line graph showing savings growing steadily with a monthly contribution of $100. A wavy line appears behind, illustrating the changes in the stock market.
Narrator: You can also make lump-sum contributions through online banking or regular pre-authorized contributions if your plan allows.
Description: Cut to a view of Brittany’s laptop, displaying the “Contributions” page of the My Canada Life at Work website.
Narrator: With a group savings plan, you’ll typically pay lower fees for services needed to manage the fund
Description: Cut to illustrations of a down arrow beside a price tag with a percentage sign.
Narrator: than you would through a bank or other financial institution.
Description: They separate to show an illustration of a bank and commercial building with a line dividing them.
Narrator: The reason is those fees are shared among a large group, instead of paying them on your own.
Description: The line rotates to create a bar graph. An illustration of one person is compared to a group. The individual has higher fees.
Narrator: To learn how you make the most of your plan and save for the future that’s right for you,
Description: Return to Brittany in her armchair, tossing the coin in the air as she smiles.
Narrator: visit mycanadalifeatwork.com
Description: Text “Visit mycanadalifeatwork.com today.” appears with the Canada Life logo and legal line: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Learn how to choose between an annuity, RRIF or LIF when turning your retirement savings into retirement income. For more information or if you need help, talk to your advisor or visit www.canlife.co/connect to book an appointment with a Canada Life member guide.
Description: This video combines footage of a Canadian couple close to retirement with graphics and text to explain the differences between annuities, RRIFs and LIFs.
Narrator: If you’re retiring soon,
Description: A pre-retired woman sits on the back porch of her home reading a book. A lush garden appears in the distance.
Narrator: it’s time to think about turning your RRSP and pension savings into income.
Description: Cut to her smiling as she turns the page.
Narrator: There are three ways to do this - an annuity, a RRIF or a LIF.
Description: The frame divides in half and a bulleted list appears: “Annuity,” “Registered retirement income fund (RRIF)” and “Life income fund (LIF).”
Narrator: An annuity is a type of insurance policy you purchase with your retirement savings.
Description: Cut to an illustrated shield graphic with a checkmark inside to represent insurance. The camera zooms out and two stacks of money fade in.
Narrator: Based on the features you choose, your age and the interest rate when you buy your annuity,
Description: Three illustrated graphics animate into frame: A checklist to represent features, a birthday cake for age and a paper with percentage sign for interest rate.
Narrator: it provides guaranteed retirement income for the rest of your life and your spouse’s life.
Description: Cut to a horizontal bar graph showing income from “Retirement” to the remainder of a retiree’s “Lifetime.” As the bar fills in, dollar signs appear along each interval to show a consistent income.
Narrator: A RRIF or LIF gives you more control over your retirement income with potential for growth.
Description: The bar graph changes to show investment growth over time. Different dollar sign amounts appear to show a changing income.
Narrator: RRIFs are for savings currently in RRSPs.
Description: Cut to a chart labelled “RRIF” and “LIF.” “Savings currently in RRSPs” appears under “RRIF.”
Narrator: LIFs are for savings in locked-in RRSPs or a pension plan and have a minimum and maximum withdrawal limit per year.
Description: “Savings in locked-in RRSPs or a pension plan” and “Minimum and maximum withdrawal limit per year” appear under “LIF.”
Narrator: In both cases, you choose the investments and decide how much to withdraw, within limits.
Description: Cut to four pie graphs with investment graphics.
Narrator: How long your money lasts with a RRIF or LIF
Description: Return to the horizontal bar graph showing income from “Retirement” to the remainder of a retiree’s “Lifetime.”
Narrator: depends on how your investments perform and how much you withdraw.
Description: Two pie graphs shrink in size and the income recedes from “Lifetime.”
Narrator: Each year, annuity payments and RRIF or LIF withdrawals will be taxed as income.
Description: An illustrated graphic paper with percentage sign and dollar sign appears.
Narrator: Depending on your needs, a combination of an annuity and RRIF
Description: Two buttons with the words “Annuity” and “RRIF” appear with a plus sign in-between.
Narrator: or LIF can work.
Description: “RRIF” is swapped with “LIF.”
Narrator: But you have to turn your RRSPs and pension into income by the end of the year you turn 71.
Description: An outline of a circle with age 68 displayed in the middle. The circle fills in as age reaches 71.
Narrator: Ease into retirement and enjoy your hard-earned savings.
Description: Cut back to the pre-retired woman and her husband sitting on the back porch sipping coffee. Words “Visit canlife.co/retirementincome to learn more.” appear onscreen with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
Description: This video combines footage of a Canadian couple close to retirement with graphics and text to explain the differences between annuities, RRIFs and LIFs.
Narrator: If you’re retiring soon,
Description: A pre-retired woman sits on the back porch of her home reading a book. A lush garden appears in the distance.
Narrator: it’s time to think about turning your RRSP and pension savings into income.
Description: Cut to her smiling as she turns the page.
Narrator: There are three ways to do this - an annuity, a RRIF or a LIF.
Description: The frame divides in half and a bulleted list appears: “Annuity,” “Registered retirement income fund (RRIF)” and “Life income fund (LIF).”
Narrator: An annuity is a type of insurance policy you purchase with your retirement savings.
Description: Cut to an illustrated shield graphic with a checkmark inside to represent insurance. The camera zooms out and two stacks of money fade in.
Narrator: Based on the features you choose, your age and the interest rate when you buy your annuity,
Description: Three illustrated graphics animate into frame: A checklist to represent features, a birthday cake for age and a paper with percentage sign for interest rate.
Narrator: it provides guaranteed retirement income for the rest of your life and your spouse’s life.
Description: Cut to a horizontal bar graph showing income from “Retirement” to the remainder of a retiree’s “Lifetime.” As the bar fills in, dollar signs appear along each interval to show a consistent income.
Narrator: A RRIF or LIF gives you more control over your retirement income with potential for growth.
Description: The bar graph changes to show investment growth over time. Different dollar sign amounts appear to show a changing income.
Narrator: RRIFs are for savings currently in RRSPs.
Description: Cut to a chart labelled “RRIF” and “LIF.” “Savings currently in RRSPs” appears under “RRIF.”
Narrator: LIFs are for savings in locked-in RRSPs or a pension plan and have a minimum and maximum withdrawal limit per year.
Description: “Savings in locked-in RRSPs or a pension plan” and “Minimum and maximum withdrawal limit per year” appear under “LIF.”
Narrator: In both cases, you choose the investments and decide how much to withdraw, within limits.
Description: Cut to four pie graphs with investment graphics.
Narrator: How long your money lasts with a RRIF or LIF
Description: Return to the horizontal bar graph showing income from “Retirement” to the remainder of a retiree’s “Lifetime.”
Narrator: depends on how your investments perform and how much you withdraw.
Description: Two pie graphs shrink in size and the income recedes from “Lifetime.”
Narrator: Each year, annuity payments and RRIF or LIF withdrawals will be taxed as income.
Description: An illustrated graphic paper with percentage sign and dollar sign appears.
Narrator: Depending on your needs, a combination of an annuity and RRIF
Description: Two buttons with the words “Annuity” and “RRIF” appear with a plus sign in-between.
Narrator: or LIF can work.
Description: “RRIF” is swapped with “LIF.”
Narrator: But you have to turn your RRSPs and pension into income by the end of the year you turn 71.
Description: An outline of a circle with age 68 displayed in the middle. The circle fills in as age reaches 71.
Narrator: Ease into retirement and enjoy your hard-earned savings.
Description: Cut back to the pre-retired woman and her husband sitting on the back porch sipping coffee. Words “Visit canlife.co/retirementincome to learn more.” appear onscreen with Canada Life logo and legal lines: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.
A will and estate plan can make sure your wishes are taken care of after you die. Learn more: www.canadalife.com/investing-saving/estate-planning.html
Description: This video combines footage, text and illustrations to explain the importance of wills and estate planning.
Narrator: We’ve all heard about someone who’s “getting their affairs in order.” What they really mean is having an estate plan.
Description: A middle-aged woman puts on her glasses. She types on her laptop at the kitchen table.
Narrator: As part of a complete financial plan, an estate plan gives you a say about what happens to your assets after you pass.
Description: Text “An estate plan” fades into the frame.
Narrator: An estate plan does four important things.
Description: “An estate plan” moves to the left and shrinks. More text is added to read “An estate plan does 4 important things.”
Narrator: Help protect your assets.
Description: An illustration of a shield animates onto the frame with the text “Protect your assets” below it.
Narrator: Avoid family conflict.
Description: An illustration of two people talking animates onto the frame with the text “Avoid family conflict” below it. The previous illustration and text move to the left.
Narrator: Transfer your wealth without paying more in taxes and estate fees. This could include leaving assets to loved ones or a charity, cause or organization dear to you.
Description: An illustration of a hand passing money animates onto the frame with the text “Transfer your wealth” below it. Previous illustrations and text move left to accommodate.
Narrator: And pay off any unpaid debt when you die.
Description: A symbol of a person carrying a large credit card animates onto the frame with the text “Pay off unpaid debt” below it. The previous illustrations and text move left to accommodate.
Narrator: Your estate plan should include three things.
Description: The illustrations and text fade out of frame. Cut back to the woman in her kitchen making pancakes.
Narrator: A will that lets everyone know what you want to happen to your money, property and other assets after you pass. It can also define who cares for your children, or even your pet.
Description: On the left, text “A will” animates onto frame while the right shows a young boy cheerfully running behind his mother while she cooks. He grabs some fruit from a bowl then sits at the kitchen table with his older brother. The woman pours them a glass of orange juice.
Narrator: A power of attorney that gives one or more people the authority to make financial or medical decisions for you if you’re not capable due to an injury or illness.
Description: Text “A power of attorney” is added underneath “A will” to create a list on the left. A group of adults and children sit at a large table to share a meal. A bearded man tells a joke and everyone laughs.
Narrator: Named beneficiaries on your financial accounts and insurance policies so your assets will be distributed quickly after your death.
Description: Text “Named beneficiaries” is added to the list. The woman looks down and cuts a piece of apple pie. She carefully lifts it and places it onto the plate of one of the guests at the table.
Narrator: Lots of people think you only need an estate plan when you get older.
Description: A dice rolls into focus over a game board.
Narrator: However, because the unexpected could happen anytime, every adult should have one.
Description: The woman sits on the floor with her two sons and dog. The board and snacks rest on an ottoman between them. She laughs as her older son passes her a card.
Narrator: Your advisor, lawyer, notary or tax professional can help you build a complete estate plan.
Description: Each word fades into the frame as they are spoken until the full phrase is completed.
Description: The Canada Life logo animates onto the frame. A legal line appears: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Description: This video combines footage, text and illustrations to explain the importance of wills and estate planning.
Narrator: We’ve all heard about someone who’s “getting their affairs in order.” What they really mean is having an estate plan.
Description: A middle-aged woman puts on her glasses. She types on her laptop at the kitchen table.
Narrator: As part of a complete financial plan, an estate plan gives you a say about what happens to your assets after you pass.
Description: Text “An estate plan” fades into the frame.
Narrator: An estate plan does four important things.
Description: “An estate plan” moves to the left and shrinks. More text is added to read “An estate plan does 4 important things.”
Narrator: Help protect your assets.
Description: An illustration of a shield animates onto the frame with the text “Protect your assets” below it.
Narrator: Avoid family conflict.
Description: An illustration of two people talking animates onto the frame with the text “Avoid family conflict” below it. The previous illustration and text move to the left.
Narrator: Transfer your wealth without paying more in taxes and estate fees. This could include leaving assets to loved ones or a charity, cause or organization dear to you.
Description: An illustration of a hand passing money animates onto the frame with the text “Transfer your wealth” below it. Previous illustrations and text move left to accommodate.
Narrator: And pay off any unpaid debt when you die.
Description: A symbol of a person carrying a large credit card animates onto the frame with the text “Pay off unpaid debt” below it. The previous illustrations and text move left to accommodate.
Narrator: Your estate plan should include three things.
Description: The illustrations and text fade out of frame. Cut back to the woman in her kitchen making pancakes.
Narrator: A will that lets everyone know what you want to happen to your money, property and other assets after you pass. It can also define who cares for your children, or even your pet.
Description: On the left, text “A will” animates onto frame while the right shows a young boy cheerfully running behind his mother while she cooks. He grabs some fruit from a bowl then sits at the kitchen table with his older brother. The woman pours them a glass of orange juice.
Narrator: A power of attorney that gives one or more people the authority to make financial or medical decisions for you if you’re not capable due to an injury or illness.
Description: Text “A power of attorney” is added underneath “A will” to create a list on the left. A group of adults and children sit at a large table to share a meal. A bearded man tells a joke and everyone laughs.
Narrator: Named beneficiaries on your financial accounts and insurance policies so your assets will be distributed quickly after your death.
Description: Text “Named beneficiaries” is added to the list. The woman looks down and cuts a piece of apple pie. She carefully lifts it and places it onto the plate of one of the guests at the table.
Narrator: Lots of people think you only need an estate plan when you get older.
Description: A dice rolls into focus over a game board.
Narrator: However, because the unexpected could happen anytime, every adult should have one.
Description: The woman sits on the floor with her two sons and dog. The board and snacks rest on an ottoman between them. She laughs as her older son passes her a card.
Narrator: Your advisor, lawyer, notary or tax professional can help you build a complete estate plan.
Description: Each word fades into the frame as they are spoken until the full phrase is completed.
Description: The Canada Life logo animates onto the frame. A legal line appears: “Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402.”
Canada Life has the services, solutions, educational tools and resources to help support you through all of life’s stages. Visit www.canlife.co/wellbeing for more information.
Description: This video uses footage of Canadians in different lifestyles to show how Canada Life can support your well-being.
Narrator: Canada Life is committed to improving your financial well-being.
Description: A young man smiles as he sits outside on a porch swing, petting a puppy.
Narrator: From learning about your group savings plan options
Description: The man browses the “Contributions” page of the My Canada Life at Work website on his laptop.
Narrator: To creating short
Description: Cut to a young couple moving into their first home.
Narrator: and long-term financial goals.
Description: A retired couple sits on a beach.
Narrator: From saving for a child’s education
Description: Cut to a mother and child making dinner.
Narrator: To paying down student or other debt.
Description: A middle-aged woman hugs her daughter in a graduation gown.
Narrator: From dealing with a difficult situation
Description: A couple sits on opposite sides of their living room, looking away from one another.
Narrator: To going back to school
Description: Cut to a young woman studying her notes in an empty lecture hall.
Narrator: or retiring.
Description: A retired couple hikes while holding hands.
Narrator: We’re also committed to improving your physical and mental well-being
Description: Cut to a woman opening the curtains in her home. She goes for a run in a park.
Narrator: with quick and easy access to health care services,
Description: A man makes a smoothie in his kitchen. His phone displays the Health Connected website.
Narrator: well-being resources to help you and your loved ones
Description: Cut to a middle-aged woman working from home. Her computer screen shows the Workplace Strategies for Mental Health website.
Narrator: and services, solutions, and educational tools to support you
Description: A man sits in his home office on the phone.
Narrator: including Health and Wealth consultants and investment and retirement consultants to show you the way.
Description: Cut to a Health and Wealth consultant wearing a headset while typing on her computer. She smiles and nods her head.
Narrator: Through uneventful times,
Description: A young couple relaxes in a park.
Narrator: changing times,
Description: A mother comforts her newborn baby.
Narrator: good times
Description: A couple in wedding attire cuddle under a blanket
Narrator: and tough times,
Description: A middle-aged woman sits alone in her kitchen.
Narrator: Canada Life is here for you.
Description: Cut between Canadians in different life stages, smiling at the camera: a young family, a construction worker, pair of sisters and a middle-aged man.
Narrator: For life as you know it.
Description: Text “For life as you know it” appears and fades out of frame. “For a list of financial, physical and mental well-being resources, visit canlife.co/wellbeing” fades in with the Canada Life logo and legal line: “Canada Life and design, My Canada Life at Work and For life as you know it and design are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402”
Description: This video uses footage of Canadians in different lifestyles to show how Canada Life can support your well-being.
Narrator: Canada Life is committed to improving your financial well-being.
Description: A young man smiles as he sits outside on a porch swing, petting a puppy.
Narrator: From learning about your group savings plan options
Description: The man browses the “Contributions” page of the My Canada Life at Work website on his laptop.
Narrator: To creating short
Description: Cut to a young couple moving into their first home.
Narrator: and long-term financial goals.
Description: A retired couple sits on a beach.
Narrator: From saving for a child’s education
Description: Cut to a mother and child making dinner.
Narrator: To paying down student or other debt.
Description: A middle-aged woman hugs her daughter in a graduation gown.
Narrator: From dealing with a difficult situation
Description: A couple sits on opposite sides of their living room, looking away from one another.
Narrator: To going back to school
Description: Cut to a young woman studying her notes in an empty lecture hall.
Narrator: or retiring.
Description: A retired couple hikes while holding hands.
Narrator: We’re also committed to improving your physical and mental well-being
Description: Cut to a woman opening the curtains in her home. She goes for a run in a park.
Narrator: with quick and easy access to health care services,
Description: A man makes a smoothie in his kitchen. His phone displays the Health Connected website.
Narrator: well-being resources to help you and your loved ones
Description: Cut to a middle-aged woman working from home. Her computer screen shows the Workplace Strategies for Mental Health website.
Narrator: and services, solutions, and educational tools to support you
Description: A man sits in his home office on the phone.
Narrator: including Health and Wealth consultants and investment and retirement consultants to show you the way.
Description: Cut to a Health and Wealth consultant wearing a headset while typing on her computer. She smiles and nods her head.
Narrator: Through uneventful times,
Description: A young couple relaxes in a park.
Narrator: changing times,
Description: A mother comforts her newborn baby.
Narrator: good times
Description: A couple in wedding attire cuddle under a blanket
Narrator: and tough times,
Description: A middle-aged woman sits alone in her kitchen.
Narrator: Canada Life is here for you.
Description: Cut between Canadians in different life stages, smiling at the camera: a young family, a construction worker, pair of sisters and a middle-aged man.
Narrator: For life as you know it.
Description: Text “For life as you know it” appears and fades out of frame. “For a list of financial, physical and mental well-being resources, visit canlife.co/wellbeing” fades in with the Canada Life logo and legal line: “Canada Life and design, My Canada Life at Work and For life as you know it and design are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-800-724-3402”
Learn how to get the most out of your medical appointment. Use this worksheet to help you prepare.
Narrator: What's the big deal about getting ready for an appointment? Well, appointments are usually short. So before you see the doctor, it's good to have a plan. Let's start simple.
Description: Once you booked an appointment,
Description: Man rubs chin.
Narrator: set a reminder on your calendar or mobile device. Missing it could delay your treatment. So it's important not to forget.
Narrator:: Try to get to the appointment early just in case there's traffic. For virtual appointments, go to a private space where you feel comfortable talking. If you need tests like blood work or x-rays, get them done early so the doctor gets the results in time.
Narrator:: Jot down your questions as you
Description: Text, Questions.
Narrator: get ready. Are there some that really stand out? You want to ask those for sure. Think about how you're feeling at home and at work, then jot down your symptoms and if they change throughout the day.
Description: Symptoms.
Narrator:: This could be your mood, appetite, sleep, pain, and energy levels.
Narrator: Also note changes to your habits like if you've been drinking more or using other substances. If that's the case, tell the doctor because it can affect your treatment. If you're seeing other doctors, jot down their names and specialty.
Narrator: Think about treatments you've had in the past. Note what has or hasn't worked. Jot down the medications, natural supplements, and vitamins
Description: Past treatments.
Narrator: that you take. Include the dosage and frequency. If it's easier, bring them with you or take a picture. Jot down any side effects that you may have from your medications.
Narrator: Consider talking about your appointment with family or a close friend. They may suggest questions
Description: Side effects.
Narrator:: you haven't thought of. You could also ask them to come with you if that makes you more comfortable.
Description: Ask others.
Narrator: If you have disability benefits, tell your case manager about your upcoming appointment. They may have questions to ask the doctor. And if you're seeing other health care professionals, tell them about your appointment also. They may ask you to mention their treatment.
Narrator: So that's it. This is how you can get the most out of your appointment. If you miss something, that's OK. Just watch this video again. We wish you a speedy recovery.
Narrator: What's the big deal about getting ready for an appointment? Well, appointments are usually short. So before you see the doctor, it's good to have a plan. Let's start simple.
Description: Once you booked an appointment,
Description: Man rubs chin.
Narrator: set a reminder on your calendar or mobile device. Missing it could delay your treatment. So it's important not to forget.
Narrator:: Try to get to the appointment early just in case there's traffic. For virtual appointments, go to a private space where you feel comfortable talking. If you need tests like blood work or x-rays, get them done early so the doctor gets the results in time.
Narrator:: Jot down your questions as you
Description: Text, Questions.
Narrator: get ready. Are there some that really stand out? You want to ask those for sure. Think about how you're feeling at home and at work, then jot down your symptoms and if they change throughout the day.
Description: Symptoms.
Narrator:: This could be your mood, appetite, sleep, pain, and energy levels.
Narrator: Also note changes to your habits like if you've been drinking more or using other substances. If that's the case, tell the doctor because it can affect your treatment. If you're seeing other doctors, jot down their names and specialty.
Narrator: Think about treatments you've had in the past. Note what has or hasn't worked. Jot down the medications, natural supplements, and vitamins
Description: Past treatments.
Narrator: that you take. Include the dosage and frequency. If it's easier, bring them with you or take a picture. Jot down any side effects that you may have from your medications.
Narrator: Consider talking about your appointment with family or a close friend. They may suggest questions
Description: Side effects.
Narrator:: you haven't thought of. You could also ask them to come with you if that makes you more comfortable.
Description: Ask others.
Narrator: If you have disability benefits, tell your case manager about your upcoming appointment. They may have questions to ask the doctor. And if you're seeing other health care professionals, tell them about your appointment also. They may ask you to mention their treatment.
Narrator: So that's it. This is how you can get the most out of your appointment. If you miss something, that's OK. Just watch this video again. We wish you a speedy recovery.
Sleep is an important part of your health. Here are some things you can do to improve your sleep. Use this worksheet to track your progress to sweet dreams.
Narrator: When you're stressed or in pain, it's hard to get a restful sleep.
Narrator: This is a cruel irony since sleep's healing powers can help you feel better. If you're in this situation, looking at your sleep habits is the most important thing you can do for yourself. That's because sleep is a great way to clear your mind, recover, and build up energy for the next day.
Narrator: Without enough sleep it can be hard to focus, remember things, and keep your emotions in check. Plus there's more risk of heart disease, high blood pressure, depression, and other health problems. We all have an internal body clock. Some of us are early birds while others are night owls. But most adults need 7 to 9 hours of sleep every day. And it's not just the number of hours that counts it's also the quality of sleep.
Narrator: When you're in deep sleep, your body and brain reset to get ready for the next day.
Narrator: But here's the thing, we know that getting a good rest is easier said than done. So here are some things you can do to help improve your sleep.
Narrator: Try going to bed and getting up around the same time each day. If you need to change things up, limit the changes to an hour difference at most.
Narrator: Do something quiet an hour before bed, like reading, taking a bath or shower, or a relaxing hobby. It's best to avoid screens.
Narrator: Stay away from strenuous physical activity two to three hours before bedtime.
Narrator: Sometimes day naps can help you catch up on sleep but keep them to about 20 minutes. Longer naps can mess up your quality of sleep at night.
Narrator:] Try to make your sleeping space, dark, cool, and quiet. Earplugs and eye mask or a fan could help. And remember to put your phone far from your bed.
Narrator: Consider meditating. Techniques like progressive muscle relaxation, guided mindfulness, or listening to calm music can help you fall asleep. And of course, it's good to go outside every day. The sun and fresh air can help improve your quality of sleep.
Narrator: Also, you'll want to keep some things in check. For example, it's best to avoid nicotine a couple of hours before bed. This is because nicotine is a stimulant. Other things to keep in check are alcohol and food. While alcohol may help you fall asleep, it can affect your quality of sleep. For some people just one drink in the evening can make them wake up too early or wake up not feeling rested in the morning.
Narrator: Also it's OK to have a bedtime snack but lots of food before bed means your body has to work at night to digest it instead of helping you recover. If the food is spicy or acidic it's even harder to digest and keeps you from getting the rest you need. Lastly, keep an eye on your caffeine intake. It can stay in your body for up to eight hours. Try to be mindful of the different sources of caffeine like energy drinks and bars, chocolate, tea, Cola, coffee, and coffee flavored yogurt and ice cream. These can all add up.
Narrator: Well, that's it. We hope you find these tips helpful. After you try them, if you're still having trouble getting a restful sleep or you feel sleepy during the day talk to your doctor. Sleep is such an important healer and doctors can help. Sweet dreams.
Narrator: When you're stressed or in pain, it's hard to get a restful sleep.
Narrator: This is a cruel irony since sleep's healing powers can help you feel better. If you're in this situation, looking at your sleep habits is the most important thing you can do for yourself. That's because sleep is a great way to clear your mind, recover, and build up energy for the next day.
Narrator: Without enough sleep it can be hard to focus, remember things, and keep your emotions in check. Plus there's more risk of heart disease, high blood pressure, depression, and other health problems. We all have an internal body clock. Some of us are early birds while others are night owls. But most adults need 7 to 9 hours of sleep every day. And it's not just the number of hours that counts it's also the quality of sleep.
Narrator: When you're in deep sleep, your body and brain reset to get ready for the next day.
Narrator: But here's the thing, we know that getting a good rest is easier said than done. So here are some things you can do to help improve your sleep.
Narrator: Try going to bed and getting up around the same time each day. If you need to change things up, limit the changes to an hour difference at most.
Narrator: Do something quiet an hour before bed, like reading, taking a bath or shower, or a relaxing hobby. It's best to avoid screens.
Narrator: Stay away from strenuous physical activity two to three hours before bedtime.
Narrator: Sometimes day naps can help you catch up on sleep but keep them to about 20 minutes. Longer naps can mess up your quality of sleep at night.
Narrator:] Try to make your sleeping space, dark, cool, and quiet. Earplugs and eye mask or a fan could help. And remember to put your phone far from your bed.
Narrator: Consider meditating. Techniques like progressive muscle relaxation, guided mindfulness, or listening to calm music can help you fall asleep. And of course, it's good to go outside every day. The sun and fresh air can help improve your quality of sleep.
Narrator: Also, you'll want to keep some things in check. For example, it's best to avoid nicotine a couple of hours before bed. This is because nicotine is a stimulant. Other things to keep in check are alcohol and food. While alcohol may help you fall asleep, it can affect your quality of sleep. For some people just one drink in the evening can make them wake up too early or wake up not feeling rested in the morning.
Narrator: Also it's OK to have a bedtime snack but lots of food before bed means your body has to work at night to digest it instead of helping you recover. If the food is spicy or acidic it's even harder to digest and keeps you from getting the rest you need. Lastly, keep an eye on your caffeine intake. It can stay in your body for up to eight hours. Try to be mindful of the different sources of caffeine like energy drinks and bars, chocolate, tea, Cola, coffee, and coffee flavored yogurt and ice cream. These can all add up.
Narrator: Well, that's it. We hope you find these tips helpful. After you try them, if you're still having trouble getting a restful sleep or you feel sleepy during the day talk to your doctor. Sleep is such an important healer and doctors can help. Sweet dreams.
Take the first step to exercising with a walking program. Use this worksheet to track your progress.
Description: How to get started on a walking program.
Narrator: We don't have to tell you that exercise has many benefits. It's common knowledge that exercise can help boost your strength, immune system, and mood. It can also help you recover from illnesses and injuries. But exercise doesn't have to be that complicated or expensive, it can be as basic as going for a walk. All you need to do is take the first step.
Narrator: Before you get started, think about how active you are today. This will help you set a goal that's realistic and achievable. Decide how many times a week you want to walk and if you want to walk in the morning, afternoon, or evening. Choose the time that works for you and a routine you're most likely to follow. Start your walk slowly to warm up then increase your speed as you go. Relax your shoulders and move in a way that's natural for you.
Narrator: As you get more comfortable, increase the time you spend walking, how often you walk, and how far you go.
Description: A line curves and the words Time Frequency and Distance appear.
Narrator: Then try walking faster or integrating stairs or hills into your walks. If you feel pain or discomfort when walking or after you walk, talk to your doctor or a physical therapist. For an average person, it's recommended to do 2 and 1/2 hours of brisk walking a week. Depending on your starting point it may take a few weeks or months to get there. But you can get there faster by walking more as part of your daily activities.
Narrator: For example, walk to the store or to work. Walk instead of taking the bus or the car, or park your car further and walk the rest of the way. Just remember, any activity is better than no activity. Even a little bit of walking on a regular basis can help improve your health. OK. This all sounds doable. But before you get too excited and start walking, here are a few tips on how to get ready.
Narrator: First, you'll want good footwear and weather-appropriate clothes. Consider wearing reflective gear if you're sharing the road with cars. Also consider using walking poles for stability and lower the strain on your hips, knees, and back. Try not to go for a long walk on an empty stomach. Eat a light snack with some protein and drink a glass of water an hour or two before you head out. By now you probably want to get out there. But there's just one more thing you should know. Getting started is one thing, staying motivated is another.
Narrator: At some point, things can feel stale or life gets in the way, so it's important to spice things up to keep up with the walking program and to not give up if other priorities change your routine. So when your regular routine just isn't doing it for you, try walking with a friend, listen to music, podcasts, or audio books, join a walking club or explore a new trail. And when the weather is too cold or too hot, try walking inside a mall or on a treadmill. Of course, if you have to pause the walking don't beat yourself up for it. Just start again. OK. Now you're all set. So set a goal and get walking. Your move.
Description: Text, 1-800-957-9777, canadalife.com
Description: How to get started on a walking program.
Narrator: We don't have to tell you that exercise has many benefits. It's common knowledge that exercise can help boost your strength, immune system, and mood. It can also help you recover from illnesses and injuries. But exercise doesn't have to be that complicated or expensive, it can be as basic as going for a walk. All you need to do is take the first step.
Narrator: Before you get started, think about how active you are today. This will help you set a goal that's realistic and achievable. Decide how many times a week you want to walk and if you want to walk in the morning, afternoon, or evening. Choose the time that works for you and a routine you're most likely to follow. Start your walk slowly to warm up then increase your speed as you go. Relax your shoulders and move in a way that's natural for you.
Narrator: As you get more comfortable, increase the time you spend walking, how often you walk, and how far you go.
Description: A line curves and the words Time Frequency and Distance appear.
Narrator: Then try walking faster or integrating stairs or hills into your walks. If you feel pain or discomfort when walking or after you walk, talk to your doctor or a physical therapist. For an average person, it's recommended to do 2 and 1/2 hours of brisk walking a week. Depending on your starting point it may take a few weeks or months to get there. But you can get there faster by walking more as part of your daily activities.
Narrator: For example, walk to the store or to work. Walk instead of taking the bus or the car, or park your car further and walk the rest of the way. Just remember, any activity is better than no activity. Even a little bit of walking on a regular basis can help improve your health. OK. This all sounds doable. But before you get too excited and start walking, here are a few tips on how to get ready.
Narrator: First, you'll want good footwear and weather-appropriate clothes. Consider wearing reflective gear if you're sharing the road with cars. Also consider using walking poles for stability and lower the strain on your hips, knees, and back. Try not to go for a long walk on an empty stomach. Eat a light snack with some protein and drink a glass of water an hour or two before you head out. By now you probably want to get out there. But there's just one more thing you should know. Getting started is one thing, staying motivated is another.
Narrator: At some point, things can feel stale or life gets in the way, so it's important to spice things up to keep up with the walking program and to not give up if other priorities change your routine. So when your regular routine just isn't doing it for you, try walking with a friend, listen to music, podcasts, or audio books, join a walking club or explore a new trail. And when the weather is too cold or too hot, try walking inside a mall or on a treadmill. Of course, if you have to pause the walking don't beat yourself up for it. Just start again. OK. Now you're all set. So set a goal and get walking. Your move.
Description: Text, 1-800-957-9777, canadalife.com
Taking your medication as prescribed is just what the doctor ordered. Use this worksheet to track your medications.
Narrator: Taking your medication as prescribed is important. In fact, it's just what the doctor ordered. But did you know that about half of those who are prescribed a medication don't take it as prescribed?
Some take less, some take more, and some don't take it at all. That's dangerous and definitely not what the doctor ordered. If you're not taking your medication as prescribed, think of the reasons why, and let's see what we can do to help.
Narrator: It's easy to forget to take medication. If you forget how you should take your medication or forget to take it at all, call your pharmacist before you decide to take double doses or start again. Here are some tips to help you remember.
Narrator: Keep medication labels and information you receive from your pharmacist. Take medication at a set time every day, maybe after you brush your teeth or bedtime. Ask your pharmacist, what's the best time to take it?
Narrator: Set an alarm on your smartphone or other device. Use a calendar to check off when you've taken each medication. Keep medication in a pill organizer. Renew your medication in advance to avoid running out.
Maybe you stopped or never started taking a prescribed medication because you didn't think it would be useful, or you didn't think you need it any more.
Narrator: Talk to your health care provider or pharmacist, who can explain why it was prescribed and the risks of not taking it. If you don't need it anymore, they'll tell you.
Narrator: Be careful. Some medications can't be stopped suddenly without side effects or negative impacts to your health. You may have stopped a medication or are taking less because of its side effects. Your pharmacist can recommend taking the medication differently to reduce those effects.
Narrator: Work with them to find solutions and take note of the side effects when they occur. If they're still bothering you, get in touch with your health care provider. Maybe you're dealing with symptoms.
Narrator: Before you decide to take more of a medication to help with your symptoms, ask your pharmacist or health care provider to provide some guidance. You may be dealing with your symptoms by taking over-the-counter medication or natural supplements. Although both are usually safe on their own, they can make prescribed medication less safe and effective and can also have side effects. Talk to your pharmacist.
Narrator: Alcohol and recreational drugs could make medication less effective or cause other problems. Ask your pharmacist how prescribed medication works with alcohol and recreational drugs. Tell them what and how much you use, and don't say you'll stop if you don't think you can.
Narrator: Many people don't like the idea of taking medication. They could be worried about becoming dependent or unknown side effects. It's important to get reliable information.
Narrator: Write down your concerns and bring your notes to your health care provider or pharmacist. Ask about the pros and cons of the medication, how it works, and other treatment options. Take notes or ask someone to come with you.
Narrator: You may choose not to take a medication or take less because of its cost. Ask your pharmacist if there are less expensive medications. They'll be able to explain the difference between any options and contact your health care provider to change your prescription, if appropriate.
Narrator: If you have a health insurance plan, visit the insurance company's website or contact them to find out what your plan covers. Canada Life has detailed information on the My Canada Life at Work website. Stay healthy by taking your medication as prescribed and feel better.
Narrator: Taking your medication as prescribed is important. In fact, it's just what the doctor ordered. But did you know that about half of those who are prescribed a medication don't take it as prescribed?
Some take less, some take more, and some don't take it at all. That's dangerous and definitely not what the doctor ordered. If you're not taking your medication as prescribed, think of the reasons why, and let's see what we can do to help.
Narrator: It's easy to forget to take medication. If you forget how you should take your medication or forget to take it at all, call your pharmacist before you decide to take double doses or start again. Here are some tips to help you remember.
Narrator: Keep medication labels and information you receive from your pharmacist. Take medication at a set time every day, maybe after you brush your teeth or bedtime. Ask your pharmacist, what's the best time to take it?
Narrator: Set an alarm on your smartphone or other device. Use a calendar to check off when you've taken each medication. Keep medication in a pill organizer. Renew your medication in advance to avoid running out.
Maybe you stopped or never started taking a prescribed medication because you didn't think it would be useful, or you didn't think you need it any more.
Narrator: Talk to your health care provider or pharmacist, who can explain why it was prescribed and the risks of not taking it. If you don't need it anymore, they'll tell you.
Narrator: Be careful. Some medications can't be stopped suddenly without side effects or negative impacts to your health. You may have stopped a medication or are taking less because of its side effects. Your pharmacist can recommend taking the medication differently to reduce those effects.
Narrator: Work with them to find solutions and take note of the side effects when they occur. If they're still bothering you, get in touch with your health care provider. Maybe you're dealing with symptoms.
Narrator: Before you decide to take more of a medication to help with your symptoms, ask your pharmacist or health care provider to provide some guidance. You may be dealing with your symptoms by taking over-the-counter medication or natural supplements. Although both are usually safe on their own, they can make prescribed medication less safe and effective and can also have side effects. Talk to your pharmacist.
Narrator: Alcohol and recreational drugs could make medication less effective or cause other problems. Ask your pharmacist how prescribed medication works with alcohol and recreational drugs. Tell them what and how much you use, and don't say you'll stop if you don't think you can.
Narrator: Many people don't like the idea of taking medication. They could be worried about becoming dependent or unknown side effects. It's important to get reliable information.
Narrator: Write down your concerns and bring your notes to your health care provider or pharmacist. Ask about the pros and cons of the medication, how it works, and other treatment options. Take notes or ask someone to come with you.
Narrator: You may choose not to take a medication or take less because of its cost. Ask your pharmacist if there are less expensive medications. They'll be able to explain the difference between any options and contact your health care provider to change your prescription, if appropriate.
Narrator: If you have a health insurance plan, visit the insurance company's website or contact them to find out what your plan covers. Canada Life has detailed information on the My Canada Life at Work website. Stay healthy by taking your medication as prescribed and feel better.
Pain is how our body tells us to remove ourselves from what could be a harmful situation. Learn the difference between hurt and harm and building a plan to deal with persistent pain. Use this worksheet to track your activities and monitor your progress.
Narrator: Pain is how our body tells us to remove ourselves from what could be a harmful situation. If we touch something hot with our hand, we feel pain. That tells our brain to remove our hands from the source of heat to avoid a serious burn.
Narrator: Pain can also tell us something's wrong with a part of our body. For instance, chest pain can be a warning sign of a heart attack. So pain can often be a good thing. Without it, we wouldn't recognize danger.
Narrator: The problem is sometimes if our nerves become overactive, pain can be persistent. When that happens, our nerves send severe pain signals to the brain for no reason or keep sending pain signals after the event that caused the pain signal has gone and the body has healed. Let's say you bend down to lift a heavy box.
Narrator: When lifting it, a ligament stretches or even tears in your back, causing intense pain. Your brain sends a signal telling you to stop before you do more damage. Of course, you stop trying to lift the box and rest for a few days.
Narrator: But sometimes, the pain doesn't go away. Because you want it to go away, your brain may start focusing on that pain, making you even more aware of it. Weeks later, it would seem normal to think you should continue to avoid activities that hurt.
Narrator: And here's where the problem is. Even though you still hurt, there may be no risk of harm to your body. In fact, if you stop activities, you could harm your physical condition.
Narrator: If you experience pain that's not going away, talk with a health care provider. They'll help determine the cause of the pain and tell you what activities you can safely do. They may also suggest therapies or medication. They know the difference between hurt and harm.
Narrator: There are ways to deal with persistent pain. Shift the focus. Instead of waiting for pain to go away before becoming active, gradually increase activities. You may feel pain as you start being active again, and it's normal as you rebuild your muscles.
Narrator: Set short-term and achievable goals for things you want to be able to do, things like walking a certain number of minutes or steps per day or attending a dinner party. Gradually add activities you previously enjoyed. And if you're slower than before or have a bad day, that's OK.
Narrator: Build a progression plan to help work toward your goals. A health care professional, like a physiotherapist or a kinesiologist, can help you learn how much activity is too much and how much pain you can expect to feel. Control your stress level. After all, stress increases your pain.
Narrator: Try mindfulness and other meditation techniques. There are lots of meditation videos and apps to experiment with. Try the calming techniques available through Workplace Strategies for Mental Health.
If you think doing something may be dangerous or harmful, talk about it with a health care professional. They'll help you figure out if there's a risk of harm. Your pain may never go away completely, and you may never find a cure.
Narrator: As you learn how to manage pain and the difference between hurt versus harm, you can have a satisfying lifestyle. If you feel down or discouraged because progress is slow, contact your health care provider or your employee assistance program for support to maintain your mental well-being.
Narrator: And don't forget, Workplace Strategies for Mental Health is full of free online tools and strategies to promote well-being. You don't have to let pain defeat
Narrator: Pain is how our body tells us to remove ourselves from what could be a harmful situation. If we touch something hot with our hand, we feel pain. That tells our brain to remove our hands from the source of heat to avoid a serious burn.
Narrator: Pain can also tell us something's wrong with a part of our body. For instance, chest pain can be a warning sign of a heart attack. So pain can often be a good thing. Without it, we wouldn't recognize danger.
Narrator: The problem is sometimes if our nerves become overactive, pain can be persistent. When that happens, our nerves send severe pain signals to the brain for no reason or keep sending pain signals after the event that caused the pain signal has gone and the body has healed. Let's say you bend down to lift a heavy box.
Narrator: When lifting it, a ligament stretches or even tears in your back, causing intense pain. Your brain sends a signal telling you to stop before you do more damage. Of course, you stop trying to lift the box and rest for a few days.
Narrator: But sometimes, the pain doesn't go away. Because you want it to go away, your brain may start focusing on that pain, making you even more aware of it. Weeks later, it would seem normal to think you should continue to avoid activities that hurt.
Narrator: And here's where the problem is. Even though you still hurt, there may be no risk of harm to your body. In fact, if you stop activities, you could harm your physical condition.
Narrator: If you experience pain that's not going away, talk with a health care provider. They'll help determine the cause of the pain and tell you what activities you can safely do. They may also suggest therapies or medication. They know the difference between hurt and harm.
Narrator: There are ways to deal with persistent pain. Shift the focus. Instead of waiting for pain to go away before becoming active, gradually increase activities. You may feel pain as you start being active again, and it's normal as you rebuild your muscles.
Narrator: Set short-term and achievable goals for things you want to be able to do, things like walking a certain number of minutes or steps per day or attending a dinner party. Gradually add activities you previously enjoyed. And if you're slower than before or have a bad day, that's OK.
Narrator: Build a progression plan to help work toward your goals. A health care professional, like a physiotherapist or a kinesiologist, can help you learn how much activity is too much and how much pain you can expect to feel. Control your stress level. After all, stress increases your pain.
Narrator: Try mindfulness and other meditation techniques. There are lots of meditation videos and apps to experiment with. Try the calming techniques available through Workplace Strategies for Mental Health.
If you think doing something may be dangerous or harmful, talk about it with a health care professional. They'll help you figure out if there's a risk of harm. Your pain may never go away completely, and you may never find a cure.
Narrator: As you learn how to manage pain and the difference between hurt versus harm, you can have a satisfying lifestyle. If you feel down or discouraged because progress is slow, contact your health care provider or your employee assistance program for support to maintain your mental well-being.
Narrator: And don't forget, Workplace Strategies for Mental Health is full of free online tools and strategies to promote well-being. You don't have to let pain defeat
Learn how to improve your nutrition one bite at a time. Use this worksheet to track your progress along your journey to healthy eating.
Narrator: We all know what we eat affects our health. Good nutrition gives us the energy we need. It can help us avoid health problems and help us recover faster from an illness or injury. But how do we know what foods are the best?
Narrator: A good place to start is by getting to know Canada's Food Guide. That'll help you think about small changes you can make to improve your nutrition and your health.
Narrator: Fruits and vegetables should be about half of each meal or snack. Think about buying frozen fruits and vegetables. They're just as nutritious as fresh produce and you can add them to meals with no prep needed.
Narrator: Prepare food different ways. Roast carrot or parsnip sticks with a little oil and spice, or put greens in your mashed potatoes, or fruit in your vegetable salads. Buy fruits and vegetables that are easy to carry for quick snacks on the go.
Narrator: Your body needs water. And there's no better way to quench your thirst than with no sugar or other additives. Always have water handy. You can add a hint of lemon juice or infuse water with berries for extra flavor. Experiment with different herbal teas.
Narrator: Protein is essential to your health. Try to eat protein that comes from plants every day. Other sources include lean meats, lower fat dairy, eggs, or fish. Try spreading nut butter on toast or apple slices.
Narrator: Sprinkle seeds on your vegetables. Try cubed tofu in your soups, or lentils in rice dishes. Add canned fish or eggs to salads or sandwiches. Dip raw vegetables or whole grain crackers in yogurt, hummus, or cottage cheese.
Narrator: Did you know whole grains help lower risk of heart disease and other illnesses? Plus, they taste good and help you feel full after a meal. Look for whole grain on the label.
Narrator: Choose whole grain breads and don't be fooled by the color. They can be brown or white. Eat oatmeal or whole grain cereal. Try whole grain crackers and pasta. Add whole grains, such as barley or quinoa, to soups or salads. Popcorn is a whole grain.
Narrator: Foods you prepare at home are better for you than processed or fast food, and they're easier than you think.
Narrator: Start with any steamed, boiled, or baked vegetables, and lean grilled meat or fish. Add a whole grain, such as quinoa, couscous, or bread. And you've made a nutritious meal.
Narrator: Make enough for leftovers so you can reheat or add it to a soup, stir fry, or salad the next day. Set aside some time each day to prepare food instead of waiting until you're hungry.
Narrator: If you suffer from a medical condition and have special nutritional needs, you should consult with a health care professional.
Narrator: Think outside the box when you're shopping and cooking. The next time you're shopping, look at the shelves a little differently and focus around the perimeter of the store where most of the nutritious foods are.
Narrator: And don't forget Canada's Food Guide. It can help you eat well and be well.
Narrator: We all know what we eat affects our health. Good nutrition gives us the energy we need. It can help us avoid health problems and help us recover faster from an illness or injury. But how do we know what foods are the best?
Narrator: A good place to start is by getting to know Canada's Food Guide. That'll help you think about small changes you can make to improve your nutrition and your health.
Narrator: Fruits and vegetables should be about half of each meal or snack. Think about buying frozen fruits and vegetables. They're just as nutritious as fresh produce and you can add them to meals with no prep needed.
Narrator: Prepare food different ways. Roast carrot or parsnip sticks with a little oil and spice, or put greens in your mashed potatoes, or fruit in your vegetable salads. Buy fruits and vegetables that are easy to carry for quick snacks on the go.
Narrator: Your body needs water. And there's no better way to quench your thirst than with no sugar or other additives. Always have water handy. You can add a hint of lemon juice or infuse water with berries for extra flavor. Experiment with different herbal teas.
Narrator: Protein is essential to your health. Try to eat protein that comes from plants every day. Other sources include lean meats, lower fat dairy, eggs, or fish. Try spreading nut butter on toast or apple slices.
Narrator: Sprinkle seeds on your vegetables. Try cubed tofu in your soups, or lentils in rice dishes. Add canned fish or eggs to salads or sandwiches. Dip raw vegetables or whole grain crackers in yogurt, hummus, or cottage cheese.
Narrator: Did you know whole grains help lower risk of heart disease and other illnesses? Plus, they taste good and help you feel full after a meal. Look for whole grain on the label.
Narrator: Choose whole grain breads and don't be fooled by the color. They can be brown or white. Eat oatmeal or whole grain cereal. Try whole grain crackers and pasta. Add whole grains, such as barley or quinoa, to soups or salads. Popcorn is a whole grain.
Narrator: Foods you prepare at home are better for you than processed or fast food, and they're easier than you think.
Narrator: Start with any steamed, boiled, or baked vegetables, and lean grilled meat or fish. Add a whole grain, such as quinoa, couscous, or bread. And you've made a nutritious meal.
Narrator: Make enough for leftovers so you can reheat or add it to a soup, stir fry, or salad the next day. Set aside some time each day to prepare food instead of waiting until you're hungry.
Narrator: If you suffer from a medical condition and have special nutritional needs, you should consult with a health care professional.
Narrator: Think outside the box when you're shopping and cooking. The next time you're shopping, look at the shelves a little differently and focus around the perimeter of the store where most of the nutritious foods are.
Narrator: And don't forget Canada's Food Guide. It can help you eat well and be well.