The High Interest Savings fund is a segregated fund that offers a higher rate compared to traditional savings accounts. Because it’s a segregated fund, you also benefit from the features of a segregated fund policy.

This fund might be a good fit for you if you’re:

• Saving for the short-term
• Looking to earn a return greater than what typical chequing or savings accounts offer
• Seeking a flexible solution that lets you move money into a longer-term investment funds over time

High Interest Savings fund features

Currency	Canadian dollar
Interest calculation	Calculated and added to your unit value every day.
Underlying investments	100% invested in the IPC High Interest Savings Fund.2 The fund invests primarily in high interest deposit accounts directly, and/or by investing in other investment funds.
Eligible policy types	All registered and non-registered policies.
Available series	Standard series, Partner, Preferred series 1, Preferred partner, Preferred series 2.
Available guarantee levels	75/75, 75/100, 100/100.
Investment minimums	No fund specific minimums. See information folder.
Other features	No lock-in periods, maturity dates or withdrawal penalties.

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Related to a High Interest Savings fund

Creditor protection depends on court decisions and applicable legislation, which can be subject to change and can vary from each province; it can never be guaranteed. Talk to your lawyer to find out more about the potential for creditor protection for your specific situation.
The IPC High Interest Savings Fund is managed by Counsel Portfolio Services Inc. A description of the key features of the segregated fund policy is contained in the information folder. Any amount that is allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value. This fund is available through a segregated funds policy issued by The Canada Life Assurance Company.