Whatever life throws at you, your workplace benefits can help keep you and your family covered.
Workplace benefits are provided by many employers or associations to help their employees cover the cost of things provincial health care plansOpens in a new window may not pay for, including certain prescription drugs, dental, hospital, vision, paramedical and ambulance services.
Narrator: In Canada, there are two kinds of benefit plans that can help you and your family afford the health care you need.
Description: Phil and Jean stand with their two children.
Narrator: One is your provincial health care plan.
Description: Cut to map of Canada with health plus signs floating from each province.
Narrator: The other is your employer’s group benefits plan, which often covers many things your provincial health care plan doesn’t.
Description: One plus sign floats up and a shield is drawn around, representing benefits coverage.
Narrator: Your provincial plan may not provide full coverage for medication for high blood pressure, diabetes or other serious illnesses.
Description: A pill bottle enters into frame, joined by two more. Text appears beside: “High blood pressure, diabetes or other serious illnesses.”
Narrator: Then there’s dental and other health services like massage or physiotherapy, that may not be covered either.
Description: Cut to icons of a dentist, massage therapist and physiotherapist. Phil’s hands enter frame, holding a phone and using the My Canada Life at Work app.
Narrator: Without your Canada Life benefits plan, money to pay for all those things might have to come out of your own pocket.
Description: Cut to a wallet. The wallet opens.
Narrator: And it could add up to hundreds or thousands of dollars every year.
Description: Text that reads $100 comes from the wallet. A comma and 0 are added to read $1,000.
Narrator: With Canada Life group benefits,
Description: Phil’s hand and phone return. The My Canada Life at Work coverage screen is shown.
Narrator: you know we’re here to help when you and your loved ones need it most.
Description: Cut to Phil and his daughter in living room. The daughter has a toothache.
Narrator: Whatever life throws at you, we have you
Description: Cut to dentist’s office. Phil holds his daughter’s hand and shows the My Canada Life at Work app on his phone to the receptionist.
Narrator: and your family covered.
Description: Text “Go to mycanadalifeatwork.com to sign in today.” appears with Canada Life logo and legal line: Canada Life and design and My Canada Life at Work are trademarks of The Canada Life Assurance Company. mycanadalifeatwork.com 1-888-252-1847.
Use your online account to submit a claim, manage your plan and explore additional coverage options.
You can now add Freedom to ChooseTM life, critical illness and accident insurance to select plans.
Applying online is easy, and you could have a decision in minutes.
Shopping around and using generic drugs, which can be as effective as the brand name version, are just a couple of choices you can make at the pharmacy to save money.
Narrator: You may be wondering why we encourage our members to choose generic drugs.
Description: Jean stands in her bathroom looking at an empty pill bottle.
Narrator: Generic drugs can cost up to 20% less than the brand name version.
Description: The pill bottle enters into frame; text appears beside that reads “20%” less.
Narrator: Brand name drugs are more expensive because it costs drug companies a lot to develop new products.
Description: Cut to a beaker on a table, money falls in from above. The beaker fills with liquid.
Narrator: Once a new drug is developed, the company can obtain a patent - the exclusive right to make and sell it for a certain period of time.
Description: An eyedropper samples the liquid and transforms into a pill. The pill, along with others falls into a lock. The lock is secured.
Narrator: When the patent expires, other companies can produce generic versions.
Description: Time passes. The lock opens, and generic drugs are produced.
Narrator: Since generic manufacturers don’t need to invest as much in research and development, their prices can be much lower.
Description: The beaker returns, less money falls in. The beaker fills with less liquid.
Narrator: Generic drugs can be just as effective as the brand name version.
Description: Cut to two pill bottles that look the same. An equal sign falls in between.
Narrator: To have Health Canada approval, a generic drug must include the same quality medicinal ingredients as the brand name version.
Description: A maple leaf flies by as s checkmark appears. Text beside reads “Same ingredients, same quality.”
Narrator: The drug also has to be absorbed by the body the same way.
Description: Text continues: “Same requirements.”
Narrator: Non-active ingredients like fillers or colouring can be different. But they can’t change the drug’s effectiveness.
Description: A line of test tubes appear. They fill with different coloured liquids.
Narrator: Sometimes, both manufacturers buy ingredients from the same suppliers.
Description: One test tube is removed, the liquid pours equally into two beakers.
Narrator: Another way to cut the cost of your prescription is by shopping around.
Description: Cut to view of city, location pins appear above.
Narrator: Pharmacies have different dispensing fees, mark-ups and other costs. Find the pharmacy that gives you the most affordable option.
Description: Location pins morph into different costs. The most affordable is highlighted.
Narrator: You can also request a three-month supply of your medications, rather than one month at a time. This way you’ll only pay one dispensing fee instead of three.
Description: One pill bottle returns, joined by two others. Each bottle has their own fee. A line connects the three and the fee is shared.
Narrator: These are all ways you can save money
Description: Return to Jean at the pharmacy, refilling her prescription.
Narrator: and help keep your company’s drug plan affordable for everyone.
Description: Fade to Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Narrator: You may be wondering why we encourage our members to choose generic drugs.
Description: Jean stands in her bathroom looking at an empty pill bottle.
Narrator: Generic drugs can cost up to 20% less than the brand name version.
Description: The pill bottle enters into frame; text appears beside that reads “20%” less.
Narrator: Brand name drugs are more expensive because it costs drug companies a lot to develop new products.
Description: Cut to a beaker on a table, money falls in from above. The beaker fills with liquid.
Narrator: Once a new drug is developed, the company can obtain a patent - the exclusive right to make and sell it for a certain period of time.
Description: An eyedropper samples the liquid and transforms into a pill. The pill, along with others falls into a lock. The lock is secured.
Narrator: When the patent expires, other companies can produce generic versions.
Description: Time passes. The lock opens, and generic drugs are produced.
Narrator: Since generic manufacturers don’t need to invest as much in research and development, their prices can be much lower.
Description: The beaker returns, less money falls in. The beaker fills with less liquid.
Narrator: Generic drugs can be just as effective as the brand name version.
Description: Cut to two pill bottles that look the same. An equal sign falls in between.
Narrator: To have Health Canada approval, a generic drug must include the same quality medicinal ingredients as the brand name version.
Description: A maple leaf flies by as s checkmark appears. Text beside reads “Same ingredients, same quality.”
Narrator: The drug also has to be absorbed by the body the same way.
Description: Text continues: “Same requirements.”
Narrator: Non-active ingredients like fillers or colouring can be different. But they can’t change the drug’s effectiveness.
Description: A line of test tubes appear. They fill with different coloured liquids.
Narrator: Sometimes, both manufacturers buy ingredients from the same suppliers.
Description: One test tube is removed, the liquid pours equally into two beakers.
Narrator: Another way to cut the cost of your prescription is by shopping around.
Description: Cut to view of city, location pins appear above.
Narrator: Pharmacies have different dispensing fees, mark-ups and other costs. Find the pharmacy that gives you the most affordable option.
Description: Location pins morph into different costs. The most affordable is highlighted.
Narrator: You can also request a three-month supply of your medications, rather than one month at a time. This way you’ll only pay one dispensing fee instead of three.
Description: One pill bottle returns, joined by two others. Each bottle has their own fee. A line connects the three and the fee is shared.
Narrator: These are all ways you can save money
Description: Return to Jean at the pharmacy, refilling her prescription.
Narrator: and help keep your company’s drug plan affordable for everyone.
Description: Fade to Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company.
Take steps to improve your health. Assess your health risks. Build a step-by-step plan. Get coaching and track your progress. It’s part of your workplace benefits.
Description: A mother is falling asleep while watching TV. Her son walks in the room.
Narrator: Take a moment to think about all the things you could do tomorrow,
Description: She gets up and walks him to bed, out of frame.
Narrator: if you’re healthier than today.
Description: It is morning.
Narrator: Like keeping up with your loved ones.
Description: The son runs into kitchen, ahead of mom. She is tired.
Narrator: Achieving career goals by being at your best every day.
Description: Mom grabs her bag, ready for work.
Narrator: Checking items off your bucket list.
Description: Cut to the next day, the two are doing yoga in their backyard. She loses balance.
Narrator: While taking the first steps to improving your health can be tough, our health risk assessment can help.
Description: Cut to Health Connected website.
Narrator: Start by creating your personalized health profile.
Description: Her “Health risk” and “Heatlh skill score” are calculated. Score is 65/100.
Narrator: Build your step-by-step plan to being healthier.
Description: Cut to mom making a healthy meal. Score raises to 75/100.
Narrator: Then track your progress day-by-day.
Description: Cut to mom running in a park. Score raises to 85/100.
Narrator: Get help from digital health coaches when you need it.
Description: She sits down to take a rest and receives a notification from coach: “Great job!
Narrator: There’s no cost, and it’s completely confidential.
Description: Cut to mom and son watching TV together.
Narrator: The health risk assessment is part of your benefits plan.
Description: Cut to the two doing yoga. Poses are perfect.
Narrator: Start improving your health today. And start living your best life tomorrow.
Description: Text “Take the health risk assessment today” appears with Canada Life logo and legal.
Description: A mother is falling asleep while watching TV. Her son walks in the room.
Narrator: Take a moment to think about all the things you could do tomorrow,
Description: She gets up and walks him to bed, out of frame.
Narrator: if you’re healthier than today.
Description: It is morning.
Narrator: Like keeping up with your loved ones.
Description: The son runs into kitchen, ahead of mom. She is tired.
Narrator: Achieving career goals by being at your best every day.
Description: Mom grabs her bag, ready for work.
Narrator: Checking items off your bucket list.
Description: Cut to the next day, the two are doing yoga in their backyard. She loses balance.
Narrator: While taking the first steps to improving your health can be tough, our health risk assessment can help.
Description: Cut to Health Connected website.
Narrator: Start by creating your personalized health profile.
Description: Her “Health risk” and “Heatlh skill score” are calculated. Score is 65/100.
Narrator: Build your step-by-step plan to being healthier.
Description: Cut to mom making a healthy meal. Score raises to 75/100.
Narrator: Then track your progress day-by-day.
Description: Cut to mom running in a park. Score raises to 85/100.
Narrator: Get help from digital health coaches when you need it.
Description: She sits down to take a rest and receives a notification from coach: “Great job!
Narrator: There’s no cost, and it’s completely confidential.
Description: Cut to mom and son watching TV together.
Narrator: The health risk assessment is part of your benefits plan.
Description: Cut to the two doing yoga. Poses are perfect.
Narrator: Start improving your health today. And start living your best life tomorrow.
Description: Text “Take the health risk assessment today” appears with Canada Life logo and legal.
If it’s covered by your workplace benefits, Consult+ gives you time-efficient access to qualified doctors, nurses and other healthcare professionals, with services provided by Dialogue.
Use our resources to maintain a healthy lifestyle and stay ahead of any issues that could lead to a disability.
Easily submit your Canada Life workplace benefits claims, sign up for direct deposit, check your coverage and explore our health and wellness site using your online account.