Optional extra coverage for Freedom to Choose™ Select plans

Emergency travel medical:

This benefit provides coverage for medical services and supplies you need because of an unexpected medical emergency while travelling. The maximum amount payable per covered trip is $1 million Canadian. 

This is available as a 30, 60, or 90 day multi-trip option if you are under the age of 80. 

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Major dental services and supplies: (Select and Select plus only)

This coverage includes major dental services like crowns and onlays, dentures, denture-related surgery and appliance maintenance. Eligible services are reimbursed at 50 percent, up to $750 per person per calendar year. Major dental is included in the Select complete plan so you don’t need to add it as extra coverage.

Hospital accommodation: 

This benefit pays for all or a portion of the difference between a standard ward rate, which may be eligible for payment under your provincial healthcare plan, and the cost of semi-private or private accommodation, up to $175 per day for up to 60 days each calendar year. If you select our Guaranteed, Guaranteed plus or Guaranteed elite plan hospital accommodation is included in the base plan.

Hospital cash:

This benefit provides spending money you can use to cover costs that will make your hospital stay as comfortable as possible, such as a television in your room, parking, cafeteria costs or babysitting expenses for your family. The choice is yours.  This extra coverage begins on the 4th day of your hospital stay, and there is a 60 day limit. It provides $50 per day, to a maximum of $200 per day for all insured family members.