Freedom to Choose™ health and dental insurance
Freelancer or entrepreneur looking for health and dental insurance?
We’ve got you covered. Find benefit coverage – at a price that works for you.
Same great coverage as a workplace benefits plan – at a price that works for you.
That includes taking care of your health and wellbeing. After all, when you thrive, your business thrives too.
Paying for routine medical expenses not covered by your government healthcare, however, can add up quickly. Dental visits, massages, prescription drugs: Without a workplace benefits plan, that’s all on your shoulders – and you’re already juggling enough!
That’s where Freedom to Choose health and dental insurance comes in.
Our flexible plans let you customise your coverage to what you really need. This could include:
Did you know? Health insurance premiums are often tax deductible.
Our plans start at just dollars a day
Here’s how coverage could help you cover some common expenses if you had our popular Select plus plan. (For illustrative purposes only. Individual circumstances may vary.)
| Without coverage | With Select plus | |
|---|---|---|
| Routine dental | $117 | $23.40 (80% reimbursement) |
| Major dental (i.e. crowns, dentures, bridges, etc.) | $642 | $321 (50% reimbursement if you add on optional major dental coverage) |
| Chiropractor visit | $60 | $20 (up to a maximum of $400 a year; $40 maximum per visit) |
| Massage | $80 | $40 (up to a maximum of $400 a year; $40 maximum per visit) |
| Physiotherapy | $110 | $70 (up to a maximum of $400 a year; $40 maximum per visit) |
| Eye exam | $190 | $115 (using $75 credit every two years) |
Note: For dental, this assumes the $25 person (or $50 per family) per calendar year deductible has been satisfied.
Here’s how our quick and easy application works
Have a question as you go? We’ve got team members standing by to help.
- Pick a plan
- Tell us about yourself / your family and any medical conditions
- Enter your payment info
- You’re done!
If you’d like to explore plans and see how much they could cost you, get a quote.