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How Canada Life is supporting you during COVID-19. Learn more

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PlanDirect™ Basic, Comprehensive and Premier plans

About to leave your benefits plan? PlanDirect has you covered.

Health and dental insurance for people who are losing coverage

You can choose from three plans.

Basic

Meet our base plan, offering coverage that’s ideal if you’re on a budget.

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  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% coverage up to $75 for 1 eye exam every 2 years
  • 90% coverage for paramedical practitioner up to $300 per practitioner each calendar year

Comprehensive

Offers more coverage than our Basic plan, including dental care and the option to add major dental coverage.

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  • 100% prescription drug coverage up to $1,500 per person per calendar year (without drug card)
  • 100% coverage for one eye exam every 2 years
  • 100% coverage for paramedical practitioners up to $350 per practitioner each calendar year

Premier

If you’re looking for more coverage than our Comprehensive option, this is the plan for you.

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  • 90% prescription drug coverage up to $2,400 per person per calendar year
  • 90% coverage for one eye exam every 2 years 
  • 100% coverage for paramedical practitioners up to $400 per practitioner each calendar year

No coverage right now?

Our Core, Core Plus and Elite plans could be a good fit for you.

Here’s how the different plans compare in some of the most popular benefits areas*:

Basic

Comprehensive

Premier

Dental – routine services

No coverage 

80% coverage up to $1,000 per person each calendar year

85% coverage up to $2,000 per person each calendar year 

Eye glasses, contact lenses and laser eye surgery

No coverage

100% coverage up to $200 per person every 2 years

90% coverage up to $275 per person every 2 years 

Eye exam 

90% coverage up to $75 for 1 eye exam every 2 years

100% coverage for 1 eye exam every 2 years

90% coverage for 1 eye exam every 2 years

Prescription drugs

(with drug card) 

80% coverage up to $1,000 per person each calendar year 

85% coverage up to $1,500 per person each calendar year

90% coverage up to $2,400 per person each calendar year

Paramedical services like psychologists, physiotherapists, massage therapists and more

90% coverage up to $300 per person, per practitioner, each calendar year 

 

100% coverage up to $350 per person, per practitioner, each calendar year

100% coverage up to $400 per person, per practitioner, each calendar year 
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*Note: If you are a Quebec resident, PlanDirect provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. PlanDirect doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.

Here’s what real customers have to say about their Canada Life insurance plans

It works. No hassles. The coverage is always there.

The ability to submit claims via the app so easily is wonderful.

It gives me protection between jobs.

It was very easy to get reimbursed and it was very fast.

You can also add extra coverage if you need it.

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

Apply now

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