Freedom to Choose™ health and dental insurance
Medical history holding you back? Our Guaranteed plans have you covered.
Explore affordable health and dental plans – no medical questions asked
Leaving your workplace benefits plan? You can choose from three Guaranteed plans.
Meet our base plan, offering coverage that’s ideal if you’re on a budget.
- 80% prescription drug coverage up to $1000 per person per calendar year
- 90% coverage up to $75 for 1 eye exam every 2 years
- 90% coverage for paramedical practitioner up to $300 per practitioner each calendar year
Guaranteed plus Popular
Offers more coverage than our Guaranteed plan, including dental care and the option to add major dental coverage.
- 85% prescription drug coverage up to $1,500 per person per calendar year
- 100% coverage for one eye exam every 2 years
- 100% coverage for paramedical practitioners up to $350 per practitioner each calendar year
If you’re looking for more coverage than our Guaranteed plus option, this is the plan for you.
- 90% prescription drug coverage up to $2,400 per person per calendar year
- 90% coverage for one eye exam every 2 years
- 100% coverage for paramedical practitioners up to $400 per practitioner each calendar year
No coverage right now?
Our Select plans could be a good fit for you.
Here’s how the different plans compare in some of the most popular benefits areas
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:
|
Benefit |
Guaranteed |
Guaranteed plus |
Guaranteed elite |
|---|---|---|---|
|
Dental – routine services |
No coverage |
80% coverage up to $1,000 per person each calendar year |
85% coverage up to $2,000 per person each calendar year |
|
Eye glasses, contact lenses and laser eye surgery |
No coverage |
100% coverage up to $200 per person every 2 years |
90% coverage up to $275 per person every 2 years |
|
Eye exam |
90% coverage up to $75 for 1 eye exam every 2 years |
100% coverage for 1 eye exam every 2 years |
90% coverage for 1 eye exam every 2 years |
|
Prescription drugs (with drug card) |
80% coverage up to $1,000 per person each calendar year |
85% coverage up to $1,500 per person each calendar year |
90% coverage up to $2,400 per person each calendar year |
|
Paramedical services like psychologists, physiotherapists, massage therapists and more |
90% coverage up to $300 per person, per practitioner, each calendar year |
100% coverage up to $350 per person, per practitioner, each calendar year |
100% coverage up to $400 per person, per practitioner, each calendar year |
|
Learn more about this plan |
Discover Guaranteed | Discover Guaranteed Plus | Discover Guaranteed Elite |
Here’s what real customers have to say about their Canada Life insurance plans
It works. No hassles. The coverage is always there.
The ability to submit claims via the app so easily is wonderful.
It gives me protection between jobs.
It was very easy to get reimbursed and it was very fast.
You can also add extra coverage if you need it.
Bridges, crowns, dentures – this extra coverage helps with non-routine dental expenses.
Added financial security if you’re injured or die in an accident.
If you get sick or hurt while you’re outside Canada, this can cover unexpected emergency medical expenses.
Helps with expenses if you need to stay in the hospital for an extended time.
If you’d like to explore plans and see how much they could cost you, get a quote.