Talk to experts for free

You can get help from the Credit Counselling Society, an award-winning, non-profit service to help you and your family. The Credit Counselling Society can give you free, practical resources to help you:

• Manage your expenses
• Pay off debt
• Set goals for your finances 

Reach the Credit Counselling Society at 1-888-527-8999. If you live in Quebec or an Atlantic province, call Credit Counselling Service of Atlantic Canada at 1-888-753-2227. 

Get the coverage you need.

No one wants to think about death or illness, but sometimes we must. Around 90% of Canadians don’t have enough insurance coverage for their needs. ¹ Do you know if you do? 

Insurance should protect you and your family in these tragic situations, and your coverage options include: 

• Freedom to Choose™ life insurance
  
• Freedom to Choose™ critical illness insurance
  
• Freedom to Choose™ accident insurance 
  

Your rates can be less than you'd pay for individual coverage, helping you save while keeping you covered. In most cases you can get a decision straight away, so you can enjoy a fast and easy application process.  

Connect with a health and wealth consultant to see if you’re eligible, discuss how much coverage is best for you and your family and get access to the online enrolment website.

An RESP you can open in your pajamas (because it’s all online)

Many Canadians think a registered education savings plan (RESP) is more complicated than co-ordinating after-school activities. But with Canada Life, you can start a plan online between periods of a hockey game. Score!

Unlike other RESPs out there, this one is through your plan 2 which means fees are generally lower 3 so you can save more. 

How can it help?
With an RESP you can:

• Access federal government grants that kick in $1 for every $5 put in (contributing up to $500 a year and $7,200 total), with some provinces offering more incentives.
• Begin saving in the individual or family RESP that meets your specific needs.
• Contribute through online banking or pre-authorized deposits to your plan.

When the time comes, it’s easy to withdraw the money for students to pay for tuition, books and whatever else they need for school. 

Sign in to mycanadalifeatwork.com and go to Open an RESP to sign up today. Have questions? Connect with a health and wealth consultant.

Consult+ ^* virtual health care services

Think of Consult+ as a walk-in clinic in your pocket. It’s an app and website that gives you access to qualified doctors and other health care professionals, with services provided by Dialogue.

With Consult+ you and your dependants get:

• 24/7 access to medical professionals
  
• Help for non-urgent health conditions
  
• Prescriptions and refills for most medications
• Access to self-led therapy for mild to moderate depression and anxiety
• Requisitions for lab tests and follow-up test results, when medically needed

Help protect your legacy and loved ones

Access online wills and estate planning services through ClearEstate. With support from a team of estate planning professionals, you and your family members can:

• Create a will and power of attorney documents online in under an hour for $50 plus tax (an 80% discount)
  
• Receive free executor support for your appointed executor (an $80 value)
  
• Build an estate plan
  
• Manage a loved one's estate

It’s never too early to start planning ahead. Get started today.